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Car Hire Insurance

Compare Car Hire Insurance

If you have ever rented a car before you will know that the car hire insurance can make up one of the largest portions of your bill. However it may be possible to save money by purchasing car rental insurance as a standalone product, check the table below to view a selection of providers and follow the links in order to get quotes:

Car Hire Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 180 days21 - 85Car Hire Excess Insurance from £1.99 per day. Covers car hire worldwide including rentals in your home country. Some of the protection provided would include: the rental company have claimed one of the baby seats was damaged; the car was significantly scratched at the time you returned it; following a mis–fuelling error you have been charged for significant repairs; a large bill for damage to the undercarriage of the vehicle has been charged to your card; any other circumstance where you had received an excess charge following a qualifying claim. Get Quotes >
1 - 31 days with option to extend21 - 84Car Hire Excess Insurance from £2.69 per day. Covers car hire worldwide including rentals in your home country. All sums insured/benefits are for each rental agreement. The excess on the rental agreement up to £5,000 with an option to increase the cover £50,000 where you need full Collision Damage Waiver. Cars and MPV's up to 9 seats covered. Great optional extras to extend cover including Extended Rental, Dual Lead Driver, Battery Failure Cover & Mobile Phone ChargesGet Quotes >

Car Hire Insurance

Whether you are looking to rent a car, van, minibus or motor-home it might work out cheaper using a standalone rental policy.


If a rental vehicle sustains damage while it is in your hands you could be liable to pay a large excess fee, as such car rental companies tend to offer an excess waiver to help you negate the fees you would need to pay as a result. However it may work out as a cheaper to purchase rental vehicle excess cover from a standalone provider in advance.


Similarly to when you purchase European breakdown insurance, vehicle hire excess insurance can be purchased either for a specific trip of a set amount of days, or some providers offer annual policies which will cover you for all rentals, for a certain type of vehicle in a 12 month period.


Other advantages of purchasing this type of cover as a standalone product include additional benefits providers may offer bonuses cover or optional extras such as cover for mobile phone charges incurred following a loss under the policy.


You can also shop around different providers to find the best deal on cover of the level of cover that you feel fits your needs best, rather than just going with the provider offered by the rental company. As with any type of insurance remember that it may be worth spending slightly more if it means that you feel you are provided with a better level of cover.


Some things you may want to consider when looking for a provider:

  • Age limits – Some providers have a limit on the minim mum and maximum age a driver can be for the excess cover to be in effect.
  • Countries – different providers may not be able to offer you cover for driving a rental car in certain countries; therefore it is worth checking that your policy provider does include all of the countries that you know you will be travelling in.
  • Vehicle type – Some types of vehicles such as those with a larger number of seats may be excluded from a standard policy, you may therefore need to purchase a special policy for some types of vehicle. Providers can also place restrictions on the maximum age and value of a vehicle.
  • Misfueling – If you put the wrong kind of fuel into a vehicle, some providers will not include cover for this issue.
  • Key replacement – Similar to misfueling some providers may not provide cover if you lose or break the vehicle’s keys.


To view providers of car hire insurance for excesses you can use the table at the top of this page and follow the links for quotes.