Car Insurance for Young Male Drivers

It may seem that car insurance for young male drivers is disproportionately high in their first year of driving when compared to other drivers, but this high cost is there for a reason.

The reason is fairly simple; young male drivers account for the largest number of road accidents resulting in serious injury and deaths. This means that car insurance companies pay more with regards to young male drivers and therefore charge them more.
The good news is that the prices paid by young male drivers for car insurance will drop in quite a large fashion in the second year of driving if the driver has not been involved in an accident.

Use the table below to get quotes:

There are two main types of car insurance policies that are available and it is always valuable to take the time needed to evaluate each one properly.

Third party Insurance is the minimum that is required for a person to legally drive in the roads in the UK. By virtue of the fact that it is the cheaper option it is the most common choice for car insurance for young male drivers.
This insurance provides assistance if there has been damage to another person’s property or they have suffered a personal injury if some kind.  Third party fire and theft insurance will add cover for fire damage and vehicle theft.

Fully comprehensive car insurance is more expensive then third party insurance but it provides the widest range of cover. This type of car insurance will provide the cover of third party insurance but with added insurance for damage to the holder’s car itself and the cost of repair.

Whichever of these policies our young driver decides to take out, it is important that they look at a number of different car insurance quotes.  If the driver gets through their first year without being involved in an accident they will be able to take out a 2nd year driving with no claims and see their payments plummet.