Car Loans Adverse Credit

Latest Adverse Loan Deals For Cars

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 - £25,000 14.9%

APR
Representative

All Credit Histories ConsideredGet Quotes >

Representative example: The Representative APR is 14.9% (fixed).The Representative APR is If you borrow £10,000 over 5 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £237.37 per month. Total charge for credit will be £4,242. Total amount repayable is £14,242.

Getting car credit is more difficult if you have adverse credit, but certainly not impossible. There are plenty of lenders on the market that will offer deals on car loans for adverse credit.

If you do have a less than perfect credit history, you should remember that although lenders will offer you car loans, adverse credit will effect the deal you can get, they will be more protective due to the fact that you are a higher risk to them than someone with a good credit history. The way they will protect themselves will be by:

  • Charging a higher interest rate
  • Being stricter on repayments
  • Charging high fees if the agreement is not kept to

If you have adverse credit, but own your own home, this could benefit you as the lender will be able to use your property as security so may be able to offer you a lower rate.

To compare car loans adverse credit, use our free bad credit car loans comparison tool, which looks at APR, monthly repayments, total repayments and charges to find you the best deal for your personal financial circumstances.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.