Cash ISA Easy Access

Compare Easy Access Cash ISA Deals

If you are interested in opening a cash ISA, you are likely to find that there is a wide range of different types of account available on the market. An easy access cash ISA is one type of account that you may wish to consider opening, they are also sometimes referred to as instant access or no notice accounts. If you are interested in opening an easy access cash ISA, it is recommended that you compare accounts offered by a range of different providers.  This could help you to find the most suitable deal with the best rate available.

 

Easy access cash ISAs tend to be most beneficial to those who would like to make the most of their savings, but would still like to have access to their funds should they require them. Our cash ISA comparison tables below contain information on some of the best accounts currently available, including easy access cash ISAs:

Easy Access Cash ISA Deals
ProviderAccountInterest RateTermApply
0.75%Easy AccessApply Now >
  • Earn 0.75% tax free/AER variable
  • Save from just £100
  • Interest calculated daily and paid in March
  • Online access only
  • Partial ISA transfers out not available - transfers out in full only
0.80%30 Days NoticeApply Now >
  • Manage your account online
  • Unlimited withdrawals subject to 30 days notice
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
0.75%Instant AccessApply Now >
  • Instant access
  • 0.75% AER/Gross
  • Minimum deposit £1
  • Open and manage your account online or in branch
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older
0.75%35 Days NoticeApply Now >
  • Apply and manage your account online
  • Unlimited withdrawals subject to 35 days notice
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500
  • Variable rate of interest
0.35%Instant AccessApply Now >
  • No bonus included in the rate
  • No notice period or loss of interest for withdrawals
  • Transfers accepted
  • Minimum balance £10
  • Access – online, telephone and post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be 16 or older
  • Annual interest
  • Variable interest rate

Easy access cash ISA tends to work in the following way:

 

  • Upon opening the account, you would be able to deposit funds each year up to a certain amount – for the tax year 2014/2015, this limit is £5,940
  • The easy access nature of these types of account mean that you would generally be able to make withdrawals from your account as and when you need to, without having to adhere to any sort of notice period
  • Although you will be able to make withdrawals from the account, you will not be able to deposit funds exceeding the yearly limit even if the account balance is below this – this limit refers to deposits and not account balance.

It tends to be the case that easy access cash ISAs tend to offer lower interest rates than other types of account, so if you are not likely to require access to your savings, you may wish to consider another type of account that could offer higher interest rates.

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.