Cash ISA Fixed Rate Bonds

Compare fixed Rate Bond Cash ISAs

If you are considering opening a fixed rate bond cash ISA, you may find it useful to compare a variety of accounts from as many providers as possible in order to find the best deal. As is also the case with many other types of savings account, interest rates and features could vary per account, therefore it could be in your best interests to thoroughly research the market. For many people, fixed rate bond cash ISAs are often chosen due to the particularly high interest rates that they are commonly offered with. Generally speaking, a fixed rate bond cash ISA could be most suitable for those who are not likely to require immediate access to their savings, as penalties are commonly given for early withdrawals. As their interest rates are relatively high and are secure, most of these cash ISA deals will have similar restrictions.

 

We have compiled the following cash ISA comparison tables to assist you with your search for a suitable account.  These contain details of several different cash ISAs, including fixed rate bonds:

Fixed Rate Cash ISA Selection
ProviderAccountInterest RateTermApply

1.20%

per annum

3 YearMore Info >
  • Manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
1.15%3 YearMore Info >
  • Apply and manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500

1.15%

per annum

2 YearMore Info >
  • Manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
1.10%2 YearMore Info >
  • Apply and manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500
1.05%1 YearMore Info >
  • Apply and manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Interest paid annually into ISA
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 16 or older
  • Minimum opening balance of £500

0.95%

per annum

1 YearMore Info >
  • Manage your account online
  • Withdraw cash early if you need to (subject to loss of interest)
  • Transfer from other cash ISA providers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000

Aside from a fixed rate bond cash ISA account, it is also important to remember that there are a variety of similar accounts available. With this in mind, here is a brief outline of how cash ISA fixed rate bonds work:

  • After opening the account, you would be allowed to deposit up to a certain amount in the account each tax year; the limit for the tax year 2014/2015 is £15,000
  • Generally, such accounts will not permit partial or full withdrawals within a certain pre-determined period; unauthorised withdrawals can result in a reduced interest rate for a set period
  • Cash ISAs that are ‘fixed’ generally provide customers with a guaranteed rate for a set period, affording customers some significant long term security and growth

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested.

Investments in Stocks & Shares ISAs do not contain the same degree of capital security as investments in deposits. Stocks and shares ISAs are designed as medium to long term investments of, for example, five years or more. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.