Cash Plans

Compare Cash Plans

A Cash Plan differs from private medical insurance in that it pays out cash benefits for day to day health expenses such as dental treatment and optician bills as well as hospital treatment. Some Cash Plans cover wellbeing therapies such as acupuncture and reflexology.

Advantages of Cash Plans include:

• Provides useful financial support if you have to spend time in hospital
• Often covers day to day items such as prescriptions
• The cost of cover is cheap compared to other forms of medical insurance
• Dependent children under the age of 18 are often covered for free

However, cash plans do not give you choice of where or when you are treated and if treatments are covered, there are normally maximum limits over which you are required to pay the difference. Health insurance, on the other hand, will offer a choice of hospitals and comprehensive policies will have unlimited cover, but health insurance is more expensive than a cash plan.  

If you are unsure what type of policy is right for you, seek independent advice by filling out our no obligation health insurance enquiry form by clicking on the link to get quotes from leading UK insurers.