Cashback Mortgages

Compare Cashback Mortgage Deals

Latest Deal - NatWest 2 Year FIXED »

Call FREE - 0800 158 2934 

1.32%Reverts to 3.75% after 2 years
  • 2 Year Fixed - 60% LTV Deal
  • Call FREE - 0800 158 2934


Overall Cost for Comparison 3.50% APRC. This is the cost of the mortgage over the full term. Early redemption charges may apply.

Compare cashback mortgage deals. See below for a selection of Cashback Mortgage Rates.

Cashback Mortgage - Featured Deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

Max LTV*Product Fee 
Fixed

2.31%

Reverts to 3.75%

2

Years

3.60%

80%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.31%

Reverts to 3.75%

2

Years

3.60%

80%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.40%

Reverts to 3.75%

2

Years

3.60%

85%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.40%

Reverts to 3.75%

2

Years

3.60%

85%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.60% APRC. This is the cost of the mortgage over the full term.
Fixed

2.83%

Reverts to 3.75%

2

Years

3.70%

90%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

2.83%

Reverts to 3.75%

2

Years

3.70%

90%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.70% APRC. This is the cost of the mortgage over the full term.
Fixed

3.54%

Reverts to 3.75%

5

Years

3.90%

80%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

3.54%

Reverts to 3.75%

5

Years

3.90%

80%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

3.57%

Reverts to 3.75%

5

Years

3.90%

85%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

3.57%

Reverts to 3.75%

5

Years

3.90%

85%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed

3.68%

Reverts to 3.75%

5

Years

3.80%

90%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

3.68%

Reverts to 3.75%

5

Years

3.80%

90%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.80% APRC. This is the cost of the mortgage over the full term.
Fixed

2.69%

Reverts to 4.24%

2

Years

4.00%

90%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.00% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

3.89%

Reverts to 4.24%

2

Years

4.30%

95%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.
Fixed

2.84%

Reverts to 4.24%

3

Years

3.90%

90%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

4.15%

Reverts to 4.24%

3

Years

4.30%

95%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.30% APRC. This is the cost of the mortgage over the full term.
Fixed

3.28%

Reverts to 4.24%

5

Years

3.90%

90%

NoMore Info >
£750 Cashback. Early redemption charges may apply. Overall Cost for Comparison 3.90% APRC. This is the cost of the mortgage over the full term.
Fixed
Help to Buy

4.28%

Reverts to 4.24%

5

Years

4.30%

95%

NoMore Info >
£500 Cashback. Early redemption charges may apply. Overall Cost for Comparison 4.50% APRC. This is the cost of the mortgage over the full term.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above cashback mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

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Cashback Mortgage Deals

A Cashback Mortgage essentially provides customers with a cash incentive for completing their mortgage agreement with a particular lender. Often once the mortgage has reached its end, the customer will be given a cash free lump sum to spend on whatever they wish.


Cashback mortgages are available from some UK lenders and are often provided for new homeowners to provide helpful extra cash for covering costs in setting up a new home. The following should be considered if you are looking at a cashback mortgage


  • Like many other mortgages, some cash-back mortgages may include charges and early redemption fees
  • As is also the case with many other types of mortgage agreement, customers may be expected to pay an application fee for setting up a mortgage
  • The starting interest rates on cash-back mortgages are sometimes higher compared to other types of mortgage deal


While these points are worth taking into consideration, it may still be possible to find a deal on a cash-back mortgage. For more information on cash-back mortgages see the tables above.


Customers who are considering a cashback mortgage should also take care to carefully decide on the type of repayment plan that will be best suited to them. The following is a brief explanation of each method:

 

Repayment Mortgages
Using this type of repayment plan, the provider will expect the customer to repay a portion of the initial loan, plus interest, every month until entire loan has been repaid. Using a cashback mortgage, the customer may also receive a cash sum after the loan has been completely repaid.

 

Interest Only Mortgages
Interest only mortgages allow customers to repay the interest on their loan without having to worry about the borrowed capital initially. Although they will be expected to repay this amount in full once the mortgage period has ended.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker