Depending on how many CCJs you have and your past credit history, there are a range of competitive remortgage deals available, including:
- Fixed rate mortgages
- Tracker mortgages
- Flexible mortgages
A past CCJ (County Court Judgement) for failing to pay a debt is not necessarily a bar to getting a competitive deal on your remortgage. If you have had CCJ registered against your name, while it will give you a record which will affect your future ability to get credit , a CCJ remortgage deal is still possible as many lenders now take a more flexible approach and offer people with bad credit some competitive deals.