Cheap Mortgages For First Time Buyers

Compare first time buyer mortgages

Cheap mortgages for first time buyers are quite hard to come by because first time buyers do not have a property to sell and often have little or no deposit, which makes mortgages more expensive. 

First Time Buyer Mortgage Deal Selection - Call Direct
Initial RateProviderTermTypeAPR*LTV 
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
3.19%
2 YearsTracker4.10%75%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
4.79%
2 YearsFixed Rate NewBuy Scheme4.30%95%More Info >
New purchase only. £499 product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
4.99%
2 YearsFixed Rate4.80%90%More Info >
£995 product fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
6.09%
5 YearsFixed Rate5.10%90%More Info >
New purchase only. No product fee.
Call 0800 1582934 to speak to a Natwest mortgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker 

Even for those who are already on the property ladder; it can be difficult to find cheap mortgages, for first time buyers it's even harder, but its certainly not impossible - there are still some options available to first time buyers if you shop around, such as:

Getting on the property ladder can be a tricky business and cheap mortgages for first time buyers few and far between, but first timers do make attractive prospects to sellers because they are not part of a chain which could break.

To find the best deals on cheap mortgages for first time buyers, compare quotes in the table or use our free service by clicking on the link and filling in our quick enquiry form.

Mortgage Deal Selection - Call Lender Direct
Initial RateProviderTermTypeAPR*LTV 
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 1582934 to speak to a NatWest mortgage specialist.
2.69%
2 YearsTracker4.00%60%More Info >
£999 product fee.
Call 0800 068 7624
to speak to an RBS mortgage specialist.
3.09%
2 yearsTracker4.40%75%More Info >
£995 arrangement fee.
Call 0808 168 45 88 to speak to a Post Office mortgage specialist.
3.49%
2 YearsFixed Rate 4.50%80%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
3.79%
2 YearsFixed Rate 4.50%85%More Info >
£995 Product fee.
Call 0808 168 45 88 to speak to a Post Office morgage specialist.
*APR = Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker