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Cheapest Loans

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If you are looking to borrow money – whether it is for a new car, making improvements to your home, consolidating your debts or a big one off purchase – you will be looking to find the cheapest loans on the market.

With so many different lenders offering competitive rates and payment it is hard to know which actually are the cheapest loans. The cheapest loans and best deals should offer:

  • A low APR
  • No hidden costs
  • A flexible repayment plan

To find the cheapest loans and the best deal for your circumstances, you can use our online loan calculator to compare all the top UK lenders and their rates.


LenderTypeAPRApply
Personal Loan8.10% 
Barclayloan Plus8.80% 
exclusively for existing Barclays customers
Blackhorse Personal Loan10.90% 
Homeowners Only - Borrow from £1,000 - £15,000
Zopa Social Lending9.1% Typical 
peer to peer lending- rates from 7.25% to 17.52% APR, £1K - £15K available - Good Credit Rating required

Disclaimer: Every effort is made to keep the site accurate, however we cannot guarantee that a Personal Loan issuer has not increased or decreased one or more of the APRs or fees/charges associated with a loan deal or changed its features, obligations or benefits. Please be sure to read the Loan agreement fully and carefully before making any agreement.

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