Cheapest Mortgage Rates

Get a better deal...

Depending on the kind of mortgage you are looking for and your individual circumstances, such as how much you want to borrow and how long you intend to spend paying it back, the cheapest mortgage rates are not hard to find. The mortgage market has become increasingly competitive, so shop around to find the best one for you. It is important to remember that the cheapest mortgage rates will not always give you the best deal; other costs could be higher, such as valuation and administration fees, to compensate for low rates.

Things to consider when looking for the cheapest mortgage rates include:
Whether you want a tracker, flexible, or fixed rate of interest.
Look for a competitive interest rate if you go with a fixed rate mortgage.
Ideally there will be a low or non-existent fee for early repayment of your mortgage.
Are other things sacrificed as a result, e.g. lower admin fees?

Use our mortgage calculator to find the cheapest mortgage rates – a deal that suits your circumstances and budget.

Initial Rate	Type	Period To	Provider	The Overall Cost For Comparison APR	LTV
4.99%	Discount	Jul 2010	HSBC	6.50%	80%	More
5.34%	Fixed	Jul 2009	Norwich & Peterborough B.Soc.	6.80%	85%	More
5.49%	Discount	Jul 2010	HSBC	6.40%	90%	More
5.59%	Standard	Jul 2033	Northern Bank Ltd	6.00%	75%	More
5.65%	Offset		Beverley	6.30%	75%	More
5.69%	Discount	Jul 2010	Barnsley	7.20%	85%	More
5.69%	Discount	Jul 2010	HSBC	6.40%	90%	More