Cheapest Remortgage Deals

cheapest remortgage dealsCheapest Remortgage Deals

If you are looking to remortgage, the cheapest remortgage deals may not always be the best value in the long run, because other cahrges can be attached, but there are some competitive deals available. A low rate might be a big incentive, but you may find other costs like set up fees push the overall cost for comparison up, which is why it is important to shop around. With our FREE online remortgage calculator, you can compare:

  • Remortgage rates
  • Repayment costs
  • Early repayment charges
  • Fees
  • Cash back
  • Maximum and minimum repayment terms

To make sure you are getting the cheapest remortage deals for your requirements, fill in our quick enquiry form and get free access to no obligation quotes and impartial advice from a remortgage expert.


Current Mortgage Deals
Initial RateProviderPeriod ToTypeAPR*LTV 
1.99% The Mortgage WorksSep 2011Variable 4.70% 75% More
1.99% Cheltenham & GloucesterJul 2012Variable 4.00% 60% More
1.99% Lloyds TSB ScotlandJul 2012Variable 3.90% 60% More
2.00% Chorley & District BSJul 2011Discounted Variable 5.20% 75% More
2.19% Lloyds TSB ScotlandJul 2012Variable 4.00% 60% More
*APR - Overall Cost for Comparison
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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Initial RateProviderPeriod ToTypeAPR*LTV 
2.89%
Lifetime TrackerTracker3.00%70% 
Lifetime Tracker Deal. Capital Repayments up to 10% without penalties.Product fee £1499. Early repayment fee 1% of balance until September 2012. Call 0845 0701720
2.54%
2 YearsTracker3.50%75% 
2 Year Tracker Deal. Capital Repayments up to 10% without penalties. Product fee of £945. Early repayment fee of 2% for first 2 years. Call 0800 1838892
3.39%
2 YearsFixed4.10%60% 
2 Year Fixed Deal. No product fee. An early repayment charge applies until 31/08/2012. Maximum LTV 60%. New purchase only. Call 0800 068 7624
3.75%
NAVariable3.80%75% 
Offset Mortgage Deal. Designed to give you financial flexibility by helping you pay off your borrowing early by bringing all your finances together. Call 0845 8055689
4.95%
Aug 20122 Year Fixed4.24%80% 
First Time Buyer 2 Year Fixed Deal. £995 Product Fee. Call 0800 077 3454 to speak to a Santander Mortgage Specialist
4.99%
Sept 20122 Year Tracker 4.00%85% 
First Time buyer 2 Year Tracker Deal. Product Fee £497. Repayment Mortgage Only. Early Repayment Fees Apply. Call 0845 293 77 26 to speak to a Halifax Mortgage Specialist
5.45%
July 2012Fixed4.10%90% 
First Time Buyer 2 Year Fixed Deal. Early repayment charge until July 2012. Capital Repayments up to 10% without penalties. There is a product fee of £999. Call 0808 1091690
6.89%
Aug 2015Fixed5.20%90% 
First Time Buyer 5 Year Fixed Deal. For new Nat West Customers only. Maximum loan £300k. No Product Fee. Call 0800 1582934
*APR - Overall Cost for Comparison

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker