Cheapest Unsecured Loans

The cheapest unsecured loans on the market will benefit you if you are hoping to:

  • Have a new kitchen, bathroom or build an extension
  • Buy a new car/boat
  • Go on a dream holiday
  • Pay for a wedding
  • Consolidate your debts into one easy payment

but don’t have the cash to do it. There are so many lenders on the market offering various benefits, it is hard to know if the deals that seem like the cheapest unsecured loans are actually the best ones to go for. The cheapest unsecured loans should offer:

  • A competitive interest rate
  • A simple deal with no hidden costs or extras (i.e. early repayment fees or arrangement costs)
  • A repayment plan to suit your circumstances

You can use the loan calculator to compare the cheapest unsecured loans on the market. Just enter details about how much you want to borrow and over what time period and you will be able to compare deals to find the best one for you.

LenderMin - Max LoanCredit HistoryAPRTermApply
£7,500 - £14,999Good6.40%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,000 - £15,000Good6.90%1 to 5 YearsGet Quotes >
Loans from £7,000 - £15,000. Instant decision. Same day transfer of funds Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.90% paying £196.56 a month will result in a total sum of £11,793.43 over the loan term.
£15,000 - £19,999Good7.90%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£15,000 - £20,000Good8.00%1 to 5 YearsGet Quotes >
Representative Example: Borrow £10,000 over 60 months at a Representative APR of 6.3% paying £193.91 a month will result in a total sum of £11,634.60 over the loan term..
£20,000 - £25,000Good8.00%1 to 5 YearsGet Quotes >
Loans of £7,500 - £25,000 for 1-5 years. Representative Example: Based on an assumed loan amount of £10,000 over 49 months at an interest rate of 6.4% p.a. (fixed). b>
£7,500 - £14,999Good8.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Rates fixed for the lifetime of the loan. Instant decision online. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 8.9% paying £246.77 a month will result in a total sum of £11,844.96 over the loan term.
£7,500 - £14,999Good8.90%1 to 5 YearsGet Quotes >
Loans from £7,500 to £14,950. Available to existing RBS current account customers only. Rates fixed for the lifetime of the loan. Representative Example: Borrow £10,000 over 48 months at a Representative APR of 8.9% paying £246.77 a month will result in a total sum of £11,844.96.

Fair Investment Company is independent and provides a selection of some of the leading loan deals available. Our service does not compare or contrast all of the loan deals currently available in the market. Our address is; Kings House, 14 Orchard Street, Bristol, BS1 5EH. If you would like to arrange any of the products shown in the table please click on the “Apply” link which will take you to the provider’s website where you will be able to view further details of the product and apply online.