Cheapest Unsecured Loans

The cheapest unsecured loans on the market will benefit you if you are hoping to:

  • Have a new kitchen, bathroom or build an extension
  • Buy a new car/boat
  • Go on a dream holiday
  • Pay for a wedding
  • Consolidate your debts into one easy payment

but don’t have the cash to do it. There are so many lenders on the market offering various benefits, it is hard to know if the deals that seem like the cheapest unsecured loans are actually the best ones to go for. The cheapest unsecured loans should offer:

  • A competitive interest rate
  • A simple deal with no hidden costs or extras (i.e. early repayment fees or arrangement costs)
  • A repayment plan to suit your circumstances

You can use the loan calculator to compare the cheapest unsecured loans on the market. Just enter details about how much you want to borrow and over what time period and you will be able to compare deals to find the best one for you.

ProviderLoan AmountCredit HistoryRates FromTerm 
£1,000 to £25,000Good Credit Only3.3%

APR
Representative

(£7,500-£15,000)

1 year to 5 yearsGet Quotes >
Loans from £1,000 to £25,000. Fixed monthly payments and no set-up charges. 3.5% APR Representative. A loan of £10,000 over 5 years will cost you £180.80 per month at a representative 3.3% APR. The total cost after 5 years is £10,848.30, which includes £788.30 interest at 3.0% fixed and a £60 fee. The total amount of credit is £10,060. The rate and fee you are offered will depend on your individual circumstances
£7,500 to £20,000Good Credit Only3.6%

APR
Representative

(£7,500-£20,000)

1 to 5 YearsGet Quotes >
£2,500 to £15,000Good Credit Only3.5%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
Loans from £2,500 to £15,000. Fixed monthly payments and no set-up charges. 3.5% APR Representative. A loan of £7,500 over 5 years will cost you £136.26 per month at a representative 3.5% APR. The total cost after 5 years is £8,175.60. The rate and fee you are offered will depend on your individual circumstances
£1,000 to £20,000All Credit Histories Considered49.7%

APR
Representative

1 to 4 YearsGet Quotes >
Rebuild Your Credit. Interest rates start from 9.3% APR. Instant Online Decision using 'soft' credit searches. Representative Example: If you borrow £3,000 over 3 years at a rate of 41.0% per annum (fixed) you will repay £146.09 per month & £5,259.11 in total.
£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application. Fixed monthly repayments. Instant Online Decision. Representative Example: The Representative APR is 99.9% - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.