Chelsea Building Society Fixed Rate Bonds

Compare Chelsea Fixed Rate Bond Deals

If you're looking for a guaranteed return on your savings, then Chelsea Building Society fixed rate bonds might be just what you're looking for.

We don't have any Chelsea Building Society fixed rate bond deals currently, but you can make sure you find the best deal for your needs and circumstances by comparing some the latest fixed rate bond deals in the table below.

See below for a selection of leading fixed rate bonds deals currently available:

Latest Fixed Rate Bond Deals
ProviderAccountInterest Rate (AER)TermApply
2.61%4 YearsApply Now >
Earn 2.61% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest.
2.44%3 YearsApply Now >
Earn 2.26% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available
1.40%3 YearsApply Now >
Interest paid annually at 1.40% (gross), quarterly at 1.39% (gross), or monthly at 1.39% (gross). Minimum Deposit £10,000.
1.45%3 yearsApply Now >
3 year fixed rate savings account paying 1.45% gross/AER.
1.05%2 yearsApply Now >
2 year fixed rate savings account paying 1.05% gross/AER.
0.80%1 yearApply Now >
1 year fixed rate savings account paying 0.80% gross/AER.

Chelsea Building Society is part of the Yorkshire Building Society.

The range of Chelsea Building Society fixed rate bonds may include 1-3 year fixed rate periods, depending on how long you want to lock your cash away for. Features of the Chelsea fixed rate bonds may be:

  • Opportunity to earn Interest on balances from £1
  • Savings available for deposits from £1,000 up to £2,000,000
  • The option to choose monthly or annual interest payments
  • Accounts that may be operated by post, online or in branch with a passbook
  • Fixed rate bonds will normally not allow withdrawals without interest penalty

Our comparison service helps you to make an informed decision about which savings products are best for you – check out the other deals available to see what type of fixed rate bond could suit your needs.

Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Kick Out Deposit PlanInvestec Bank plc


per annum

Up to
6 years
More Info >
  • 4.5% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash NISAs & NISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Fixed Rate Bonds – Our view


What are fixed rate bonds?


Fixed rate bonds are a form of savings account which offer you a guaranteed interest payment over a fixed period of time. The longer the period of time generally the higher the interest payment paid.



  • The interest rate offered is guaranteed for the term of the bond. This is unlike instant access savings accounts where the interest rate can go down or up at short notice.
  • Different banks and building societies will have different views on medium to long term interest rates. If interest rates rise more slowly than expected a fixed rate bond may give you a better return than what you could expect from an instant access account.
  • Some fixed rate bonds provide flexibility e.g. 1 withdrawal over the term.
  • Fixed rate bonds range from 2 months to 5 years in duration so you can choose a term that suits your circumstances
  • Many fixed rate bond providers offer online access so you can see how much interest you are earning.



  • The benefit of enjoying a higher rate of interest must be weighed against tying up your capital for a fixed term. If you need access to your capital before maturity this may not be possible and if it is there may be interest penalties.
  • If interest rates rise over the term of the investment you may find the interest rate on your capital is no longer competitive compared to new offerings in the market.
  • Many fixed rate bond providers require a high minimum deposit e.g. £5,000