Chesham Building Society Fixed Rate Bonds

Compare Fixed Rate Bond Deals

If you are looking for a plan to put your savings you may have been wondering what Chesham Building Society fixed rate bonds offer. Chesham Building Society is now a part of Skipton Building Society following their merger and is now known as such. Skipton offer different term lengths on their fixed rate bonds to suit savers' different needs, so you can choose how long to lock your cash away for.
Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£5,000

1.80%

per annum

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Earn 1.80% fixed interest - 1 year term - Save from £5,000 to £500,000 - No additional deposits or withdrawals permitted -FSCS Protected
£500

1.70%

Gross AER

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Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected
£1,000

Over

1.20%

Gross AER

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Managed Savings Service. Save time and hassle. 1 year term. Savers open one account with Octopus cash who then spread the money across some of the best challenger bank rates around. At the end of the term savers can either withdraw money or allow Octopus Cash to automatically switch accounts to the best rates on offer. FSCS Protected
£5,000

2.05%

per annum

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Earn 2.05% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected
£500

2.00%

per annum

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Earn 2.00% fixed interest. 2 year term. Interest can be paid monthly or annually. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
£500

1.85%

Gross AER

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Earn 1.85% fixed interest. 2 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected
£5,000

2.25%

per annum

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Earn 2.25% fixed interest - 3 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected
£1,000

2.20%

per annum

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Earn 2.20% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected
£1,000

2.40%

per annum

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Earn 2.40% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
£500

2.23%

per annum

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Earn 2.23% fixed interest. 4 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
£1,000

2.45%

per annum

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Earn 2.45% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
£1,000

2.37%

expected rate

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Earn 2.37% expected profit rate. 5 year term. Interest paid annually. Open an account singly or jointly. Minimum deposit £1,000. No withdrawals permitted. Shariah compliant savings account. FSCS Protected
Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

4%

per annum

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Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 4% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.

Features of Skipton Building Society fixed rate bonds include

  • Fixed interest rates of interest for the bond term
  • Terms from 1 to 5 years
  • Guaranteed returns
  • Tiered interest rates – the more you save the more you earn
  • Save from £500 to £1 million, 2 million for joint accounts
  • Interest paid on maturity
  • No withdrawals are allowed once the account has been opened

 

No withdrawals or additional deposits permitted

 

Make the most of your money with a Skipton Building Society fixed rate bond, or one from another provider, which offer guaranteed returns on your investment because the interest rate will not change – regardless of what happens in the stock market or if interest rates go up or down. Compare deals with our FREE service and apply online!

 

Other types of savings plan to consider

 

  • Tracker bonds – Another type of bond so they share many of the features of a Fixed Rate bond. The key difference is that the amount of interest your bond accumulated can vary in response to changes in the Base Rate set by the Bank of England, rather than being consistent as with a fixed rate. This means if the base rate does improve you will benefit from a better interest rate, however if it falls you will earn less interest.

 

  • Structured Deposits – As with a bond this plan requires you to tie up your savings for a set period of time, this type of plan usually offers better potential interest rates than a bond but your return is not guaranteed. Your return is usually dependant on how a index or indices perform over the period. If over the structured deposit’s term the index or indices it is tied to fails to perform in the way the deposit states then you will get your full deposit back but you will not receive any interest gains on it. Because you risk earning no interest on this type of plan you should carefully consider if it is the right choice for you before you lock your money away in it.

 

  • Savings Account – If you are looking into how you can earn interest on your savings but still also maintain access to them should you ever need them then an instant access savings account may be the solution to you. Although they do normally offer lower interest rates than bonds or structured deposits, they tend to offer unlimited free withdrawals meaning if you should ever need your savings you don’t need to worry about any forfeit for closing the account early.