Cheshire Building Society Savings Accounts

Get the savings account you are looking for...


Cheshire Building Society has become part of the Nationwide group.  Although Cheshire building society savings accounts are no longer available you may be interested in a Nationwide building society savings account. You can use the tables below to compare their savings options with others to find the best deal. See below for our pick of the top savings account deals around:

 

ProviderAccountInterest RateTermApply

2.20%

per annum

£2,000More Info >
Earn 2.20% gross/AER fixed for 5 years. £2,000 minimum deposit. Penalty for withdrawal before the end of the term. Interest paid monthly, annually or on maturity.

1.91%

per annum

£500More Info >
Earn 1.91% fixed interest. 4 year term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.87%

per annum

£1,000More Info >
Earn 1.87% fixed interest for 3 year term. Interest paid at annually. Minimum deposit £1,000. No withdrawals permitted. FSCS Protected

1.70%

per annum

£2,000More Info >
Earn 1.70% gross/AER fixed for 2 years. £2,000 minimum deposit. Penalty for withdrawal before the end of the term. Interest paid monthly, annually or on maturity.
1.50%Current Account
Instant Access
More Info >
Monthly Interest of 1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Monthly Cashback on selected household bills. Must pay in £500 into the account each month.

1.43%

per annum

£1,000More Info >
Earn 1.43% fixed interest for 1 year term. Interest paid at maturity. Minimum deposit £1,000. No withdrawals permitted. FSCS Protected

1.42%

per annum

£500More Info >
Earn 1.42% fixed interest. 18 month term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected

1.33%

per annum

£500More Info >
Earn 1.33% fixed interest. 15 month term. Interest can be paid monthly or at maturity. Minimum deposit £500, Maximum deposit £250,000. No withdrawals permitted. FSCS Protected
1.28%3 YearMore Info >
1.28% gross/AER fixed for 3 years. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.23%2 YearMore Info >
1.23% gross/AER fixed for 2 years. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.13%1 YearMore Info >
1.13% gross/AER fixed for 1 year. £500 minimum opening balance. Withdraw cash early if you need to (subject to loss of interest).
1.10%Instant AccessMore Info >
MARKET LEADING: Earn 1.10% gross/AER Instant Access. No notice periods. Unlimited payments and withdrawals. Pay in from £100. RCI Bank are protected up to a total of €100,000 by the FGDR, the French deposit protection scheme. Manage account online.
0.96%Easy AccessMore Info >
Earn 0.96% tax free/AER variable. Open with £100. Unlimited free withdrawals. Transfer in ISAs held elsewhere - no limit
0.90%Easy AccessMore Info >
Earn 0.90% gross/AER. £500 minimum deposit. Interest paid annually.
0.75%Easy AccessMore Info >
0.75% gross/AER on balances from £1,000 to £1 million. Guaranteed to be at least 0.50% above Base Rate** until 31st December 2017. Unlimited withdrawals without restriction or loss of interest.
0.50%Current Account
Instant Access
More Info >
Innovative new banking service powered by Clydesdale and Yorkshire Banks. Get your current account and instant access savings account working together. Earn 0.50% AER on ALL instant access savings balances, and 0.25% AER on current account balances up to £2,000. No monthly account fee

Compare current accounts

Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
3% AER**£25 interest and fee free overdraft plus £10 buffer£500 per monthFree3% AER variable in-credit interest on balances up to £1,500More Info >
TSB Classic Plus Current Account

  • 3% AER on balances up to £1,500. Must pay in £500 a month, register for internet banking and paperless statements and paperless correspondence 
  • £5 cashback every month just for regularly spending with your debit card (minimum of 20 debit card payments) and £5 cashback every month just for paying two direct debits. Offer from 1st March 2017. Ends June 2018 (T&C's apply)
  • Plus if you also use an eligible TSB credit card you can earn up to £60 cashback in a year on that too. Representative 18.9% APR (variable). Subject to status. Must be 18+ and UK resident. Ends June 2018
  • £10 interest-free overdraft buffer
  • If you go overdrawn by more than £10, TSB's Grace Period means that you have until 10pm (UK Time) to pay in enough money to avoid any overdraft fees you may incur that day
  • 0% interest on planned overdraft up to £25
  • No monthly fee
  • Must be 18 or older and UK resident
  • 19.84% AER (variable) and a Monthly Overdraft Usage Fee of £6 apply to amounts of £25 and over
1.50%*Fee free for 4 months then £1 per day£500 per month£5 pm*1.50% AER (variable) on your entire balance up to £20,000 (3.0% AER until 1st November 2016). Up to 3% cashback on household bills.More Info >

Santander 123 Current Account

  • *1.50% AER (variable) payable on your entire balance up to £20,000 (3.0% AER until 1st November 2016).
  • Up to 3% cashback on household bills - 1% on water, council tax bills and Santander mortgage payments, 2% on gas and electricity bills, and 3% on mobile phone, home phone, broadband and paid-for TV packages
  • Visa Debit Card
  • Mobile app
  • Withdraw up to £300 a day from any Santander or Link cash machine
  • Must be 18 or older and a UK resident
  • Interest and Cashback only available when you set up at least two eligible Direct Debits 
  • Monthly fee of £5
  • Must pay a minimum of £500 into the account each month
N/A0% for first £250No minimumFree if funding £1,000 or £10 below £1,000£100 for switching into account. £250 interest free overdraft. Free banking if paying over £1,000 per month. £100 if not satisfied after 6 monthsMore Info >

First Direct 1st Current Account

  • A current account that works together with your life
  • Switch your current account and you'll get £100
  • £250 free of overdraft interest
  • Comes with satisfaction guarantee - if you're not happy you'll get £100
  • Mobile banking on the go with app for iPhone, Android and iPad
  • Beautifully designed Internet Banking service
  • Award winning customer service from real people answering your calls, 24 hours a day, seven days a week
  • 1st Account Banking with Britain's most recommended bank (Source: GfK NOP FRS, 6 months ending May 2015.) 
  • Must be 18 or older
  • Must pay a minimum of £1,000 into the account each month to qualify for free banking and £100 offers

Deciding who to take out a savings account with can be a big decision. Although getting the best rate you can is probably your main priority you may have other considerations when it comes to deciding who you want to bank with.

You can use the comparison tables above to compare numerous different types of savings and current accounts.

 

Nationwide Savings options include

  • Cash ISAs
  • Instant access savings accounts
  • Savings Bonds
  • Children’s Saving Accounts
  • Business Savings Accounts

 

Different savings options

It’s important to consider which is the most appropriate way of saving for you before you make an account, because some could stop you having access to your money for an extended period once they are opened.

 

  • Instant access accounts - are offered by most banks and building societies, but consumers should shop around for the best rate as some are more competitive than others. These accounts are useful if you want to be able to access your savings quickly in case you need them, however because of this they usually offer lower interest rates than bonds and other savings products.

 

  • Regular savings accounts – these require you to deposit a certain amount of money into the account on a monthly basis; you cannot access any of the money in the account until the end of the term when the interest has accrued.

 

  • Cash ISAs – With cash ISAs you benefit from a better interest rate as tax is not charged over it until it reaches a certain amount. But you won’t be permitted to pay any more until the beginning of the next tax year which starts on the 6th April. It is also possible to access your money quickly.

 

  • Fixed Rate Bonds – Fixed rate bonds are a form of savings that usually offer a higher interest rate than instant access savers, however they require you to lock your money away for a set period of time that you decide, usually between 1 and 5 years. Some bonds can be cashed early however there is usually a forfeit for doing so meaning you could get back less than you originally deposited.

 

  • Tracker Bonds - With this type of bond your money is secured for a predefined length of time as with a fixed rate. However instead of the rate of interest you are offered staying consistent throughout the term, a tracker’s rate is reflective of the Base Rate set down by the Bank of England. If the base rate either rises or falls so too will the interest rate on your savings bond.