Latest Investment Commentary

Investment income is king

Oliver Roylance-Smith / 15 May 2012

Investing for income is always a popular investment theme, never more so than in recent months with income solutions ruling the roost over the ISA season for both the cash ISAs and investment ISAs. ... Read more

Investment Focus: Gilliat Income Builder Plus

Oliver Roylance-Smith / 15 May 2012

Of all the investment themes, income is consistently at the forefront of the investor’s mind, whether you are working and need to supplement your earnings, or retired and looking to add to you... Read more

5 x FTSE growth - potential returns of up to 100%

Oliver Roylance-Smith / 10 May 2012

"If you think the FTSE will rise over the medium term then this plan could be just for you. The Best Entry plan from Morgan Stanley offers a return of 5 x any rise in the FTSE 100 Index with a ... Read more

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Child Trust Fund Providers

Since the Government's Child Trust Fund initiative was launched, a wide range of Child Trust Fund providers have come onto the market.

A Child Trust Fund is an initiative by the Government that provides a £250 savings voucher for every child born on or after the 1st September 2002.

Check out the latest deals from leading Child Trust Fund providers below:

Child Trust Funds

Children's Investment Plans

Provider	Service	ISA Option	Minimum Investment	More Info
	Family Investments Child Trust Fund		£10.00 Per Month	More Info >
	Family Investments, the award-winning children savings specialists			More Info >

Provider	Service	Minimum Investment	More Info
	Family Investments Junior Bond	£15.00 pm	More Info >
Family Investments, the award-winning children savings specialists.
Jump Savings	Jump Children's Savings Plan	£25.00 pm	More Info >
Jump is a Child savings plan specially designed for children. It is based on Witan Investment Trust. Witan's objective is to create wealth for its investors through stockmarket investment.
	Baillie Gifford Children's Savings Plan	£30.00 pm	More Info >
A cost effective Children’s Savings Plan, providing an easy way to invest for a child's future through the stock market. The Plan gives you a choice of two ways in which you can invest, choosing from either a Designated Account or a Bare Trust account.

The voucher is used to start a Child Trust Fund savings account, and cannot be accessed until the child has reached the age of 18.

Banks, building societies and other investment companies have rushed to take advantage of this scheme, and the majority are now Child Trust Fund providers.

The benefits of a Child Trust Fund are:

The Government makes an initial contribution of £250
The Government makes a further £250 contribution when the child turns 7
It is a long-term savings and investment plan - no-one can withdraw the money until the child turns 18
Neither you nor your child will pay tax on income and gains in the account
Anyone can put money into the account.
There is a maximum of £1,200 each year, and this can be deposited in the account by parents, family or friends
You can choose the type of account you want for your child: savings, stakeholder or share investment.
Children can start to make decisions about how the money is managed when they are 16
The account can be moved to a different provider, or you can change the type of account at any time.
The Child Trust Fund will not affect any benefits or Tax Credits you receive

Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.