Although Churchill landlord insurance is not currently available, there’s a diverse range of landlord’s insurance available in the market with wide variety of optional coverage so you can find a policy that suits your needs, no matter if you have just acquired your very first buy to let or you have been a landlord for numerous years and have a large property portfolio.
As there is great variety within the landlord insurance market you should shop around before taking out a policy to try and find a provider who can provide the best choice for your particular circumstances.
Churchill is one of many companies that offer insurance, but not currently landlord insurance. Using comparison sites could help you to locate many landlord insurance quotes quickly and could save you money. Alternatively, you could visit company sites directly or use a specialist insurer to tailor the insurance policy to your personal needs.
Types of Landlord insurance
Before you set out to find the right choice for you, you may want to first decide what level of cover you would feel most comfortable with and what you feel you don’t want.
Landlords Building Insurance
This is the most basic level of landlord insurance available and only provides cover for the buildings structure and rebuilding cost.
Landlord Content insurance
If you rent out a property as furnished this insurance will cover the property’s contents such as white goods, carpets and sofas.
Landlord Liability Insurance
Liability insurance can help cover your legal costs if a tenant of yours decides to go into litigation with you for instance in a personal injury claim.
Loss of Rent cover
In the event of an accident happening which means your property cannot be rented out for a period of time this cover may be able to protect you from the loss of rent incurred.
Landlord Emergency cover
This will cover the cost of emergency repairs following incidents that need immediate attention like a burst pipe or break-in. This type of insurance can help you get a qualified tradesman to the property in an incident 24 hours a day 365 days a year.