Claim Back Bank Charges

Get Your Money Back

Many people are now seeking to claim back bank charges, since they were deemed unfair and unlawful by the Office of Fair Trading. Such charges – implemented bouncing cheques and exceeding overdrafts – have been found to be disproportionate to what it actually costs the banks when such terms of the account are breeched. To claim back bank charges owed to you, you can:

Write to your bank requesting a list of the charges and then request that they be refunded to you. If this fails, inform them that you are willing to take it to a small claims court.
Use an intermediary company that will do the work for you and claim back your bank charges on your behalf; such companies will also give you advice and represent you in court if needs be.

Intermediary companies can be useful, because they often have agreements with the banks which can speed you case up and also increase your chances of success when you claim back bank charges.

We can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: