Claim Back Unfair Bank Charges Independently

The following is a brief guide of how to go about making a claim to your bank independently, without using an intermediary company:

Write to your bank requesting a list of all the charges that have been made on your account
Once you have this information, write again, stating that you believe these charges to be unlawful, quoting the Office of Fair Trading who have called the charges “unlawful”, and request that you be reimbursed
If the bank replies and denies you are entitled to the reimbursement, then write again, threatening small claims court action if they do not comply.

If you don't want to claim back unfair bank charges independently but want to enlist the help of a specialist company, which can make the process easier by having deals with the banks that can fast-track your claim and increase your chance of success, we can put you in touch with Claims Financial, a company that specialises in reclaiming unfair bank charges, providing: