Clydesdale Bank Charges

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Clydesdale bank charges are accused by the Office for Fair Trading of being unfair and unlawful because they often far exceed the actual cost of administration fees. Clydesdale bank charges take effect when you break the terms of your contract ie exceed your agreed overdraft limit on your Clydesdale bank account. The charges are only supposed to cover the 'limited administration costs' taken on by the bank to deal with the breach, but many banks have been charging up to £39 for such a breach in their contract. If you have received Clydesdale bank charges that are more than is reasonable - generally thought to be around £2.50 - you could be eligible to reclaim the charges back dating up to six years. There are a couple of ways for you to start claiming back your unfair Clydesdale bank charges, including:

Writing to Clydesdale Bank and asking for a backdated list of your charges. When you have gathered this information, write to the bank again requesting a refund. If this is unsuccessful you could decide to take the case to a small claims court.
An intermediary company – this means that another company will make the claims on your behalf, giving you the advice and representation you need to be successful.

Using an intermediary company is a hassle free way of reclaiming your unfair Clydesdale bank charges. Most companies offer a complete service from start to finish on a no win no fee basis. To find out more and start the ball rolling with your Clydesdale bank charges claim, click on the link.