Commercial Landlord Insurance

Commercial landlord insurance is ideal for landlords who rent out properties for commercial use such as retail stores or offices, or have a mixed portfolio of commercial and residential buildings. Managing your various properties can be a time-consuming business, so finding the right commercial landlord insurance could give you one less thing to worry about. Use the table below to help you find top commercial landlord insurance deals:

Landlord Insurance Deals
ProviderRental ProtectionMulti Property QuotesPublic and Property Liability CoverSpecial FeaturesGet Quotes
YesyesGet QuotesPRICE GUARANTEE - beat any renewal quote on like for like cover.* Find cheap landlord insurance - Fast online quotes - multi property insurance - loss of rent cover - all tenant types coveredGet Quotes >
YesyesGet QuotesSave up to 35% on your Landlord insurance** - Cover for Professionals, Student Lets, DSS and many more - One property or portfolio our partners can helpGet Quotes >
YesyesStandard Cover Up to £2mLandlord Cover For £115. Based on 10% of policies sold Jan - Jun 16. Excluding add onsGet Quotes >
YesyesGet QuotesCompare the best prices and policies for landlords. Quick quotes with all risks and multi properties covered by our UK insurance providers.Get Quotes >
YesyesGet QuotesFill in one form to compare landlord insurance deals from a range of providers and find the right one for you.Get Quotes >
YesyesCover Up to £2mWe cater for all types of Landlords Building Insurance. Multi-Quote's available, buy online now.Get Quotes >
YesyesGet QuotesGet quotes instantly and find the cover you need at a price that suits you. Immediate cover available. Arranged by Arthur J. Gallagher Insurance Brokers Limited who source products from a panel of insurers, ensuring you get the right cover at a competitive price.Get Quotes >

*New customers only. Minimum premiums apply. Proof of alternative quote may be required. Based on the same level of cover.

**Save up to 35% on your Landlord Insurance - Get a Quote Today »

What can be covered by commercial landlord insurance?

Commercial landlord insurance can cover you whether you have a portfolio of residential properties, commercial properties, or a mixture of both. Some of the cover options to look for when choosing a commercial landlord insurance policy include:

  • Buildings insurance – The most basic type of landlord insurance usually available, it normally covers the building’s structure and rebuilding costs, if an insured event resulted in the destruction of the property. Having at least this level of landlord’s insurance is a requisite of many buy to let mortgages.
  • Public liability insurance – could help compensation and legal costs if a tenant or visitor went into litigation with you over a reason such as personal injury.
  • Cover for replacement locks & keys.
  • Accidental damage insurance.
  • Unauthorised use of electricity, gas or water – If someone occupies one of your properties without your knowledge (for example, squatting), you could claim for any unauthorised use of property utilities.
  • Glazing repair cover
  • Landlord rent guarantee insurance – if an insured event meant you suffered a loss of rent this cover could reimburse you your lost income.
  • Contents cover – if you rent a property as furnished this type of policy will provide cover for the items of furniture and furnishing that you provide.
  • Tenant rehousing cover – if an insured event meant that your property could not be used by your tenant, this cover would pay to provide alternative housing for them.
  • Boiler cover – sudden boiler breakdowns can be expensive.
  • Multi-property discounts are often available – check with your intended commercial insurance provider.
  • Employers Liability insurance –if you have employees managing your properties.
  • Vandalism cover.
  • Cover for theft by tenants.


Using a landlord insurance comparison service can be helpful to find out what policies might be available to you and which might be most suitable for your specific circumstances. Some providers may have reservations about what landlord insurance cover they can provide. For example some providers may not be able to provide commercial landlord insurance for certain types of building or for certain tenancy lengths.