Banking

Current Account & Savings Deals Rachael Stiles
"When it comes to banking, finding the right current accounts and savings deals is essential. So is keeping on top of your banking deals to make sure you are still getting the best. We have a selection of some of the best of both to help you do this - use the tables below to compare competitive savings accounts, and find out more about the many current accounts on offer."
Rachael Stiles, Personal Finance Editor
Savings Selection
ProviderAccountRate TermApply
17.25%3 YearsApply Now >
  • 3 year structured deposit plan
  • Capital protected
  • Target return of 17.25%
  • Available as a Cash ISA & for ISA transfers
  • Also available to businesses, charities and trusts
  • Plan designed to be held for full term
  • May close early if oversubscribed
7.00%6 YearsApply Now >
  • 6 year structured deposit plan
  • Capital protected
  • Available for Cash ISA & Cash ISA transfers
  • Also available to businesses, charities and trusts
  • £10,000 minimum deposit (£5,640 for 2012/13 Cash ISA)
  • Income is not guaranteed
  • Plan designed to be held for full term
  • May close early if oversubscribed
3.63%2 YearsApply Now >
  • Earn 3.63% gross/AER fixed for 2 years
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over
3.27%1 YearApply Now >
  • Earn 3.27% gross/AER fixed for 1 year
  • Save from £500
  • Monthly and annual interest options
  • Online savings account
  • No withdrawals or additional deposits allowed
  • Bond designed to be held for full term
  • Must be UK resident and aged 18 or over 
Latest Current Account Deals
 AccountInterest (AER)Overdraft RateFunding Required*Fee pmFeaturesApply
Up to 3%0.0%£500 pm£2Earn cashback on household bills. 3% AER on balances over £3000 More Info >

Representative Example: If you use an overdraft limit of £1,200 a 0% EAR (variable) charge will apply for first 4 months, £1 per day capped at 20 days each monthly statement period applies thereafter.

0.00%Daily fees on agreed overdrafts£0.00Nil£5 cashback every month you deposit £1,000. More Info >
0.0%19.30%£0.00 NilTelephone and Online Banking - Simply, free and easy to useMore Info >
Representative Example: Up to £5,000, 19.3% interest p.a. (variable). Subject to status and application.
0.0%18.30%£300.00£5pmBenefits include mobile phone insurance, cardholder protection and much more for £6.50 per month.More Info >
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.
0.0%18.30%£300.00£15Benefits include Travel Insurance, mobile phone insurance, breakdown cover and much more for £15 per month.More Info >
Representative Example: Up to £300, 0% interest p.a. (variable). £301-£5,000, 18.3% interest p.a. (variable). Subject to status and application.
0.0%19.90 %£500NilOverdraft, award-winning online banking, access to 4% savings accountMore Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.9% EAR (variable).
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
0.0%19.49%£100.00 £12.95For the third year running, the independent financial research company Defaqto gave Advantage Gold their 5 Star rating for product features, benefits and charges (February 2011).More Info >
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.49% EAR (variable).
£0.0019.24%£100.00£12.95Mobile phone insurance - includes iPhones; Green Flag car breakdown cover - even on your driveway; Annual world wide travel insurance - includes winter sports.More Info >
Representative Example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.24% EAR (variable).
0%19.89%£0.00NilA flexible current account for day-to-day banking. Overdraft (subject to eligibility) - extra breathing space for your finances. Over 18s only. More Info >
Representative example: If you use an overdraft limit of £1,200 the interest rate charged will be 19.89% EAR (variable).
0%18.9%£700 per monthNilPreferential rates on savings and loans. Free European travel insurance, discounts on home insurance. No monthly fee. (Pay in a minimum of £750 per month to get the benefits.)More Info >
Representative Example: 18.9% EAR variable is charged on all overdrawn balances.

*Some current accounts require customers to pay in a minimum amount each month.

**See Terms and Conditions