Compare Landlord Insurance

Compare Landlord Insurance Deals

If you own a property and rent it out to tenants, it is important that you protect yourself properly with landlords insurance.  While price comparison websites let consumers compare landlord insurance policies quickly form the comfort of their own homes, it is advisable to think about what you want from your policy beforehand.
Depending on the agreement reached with your tenants, you will need buildings cover as well as insurance for contents. Many companies are now offering landlord insurance quotes for a combined policy, which could mean a better deal.

If you are going to compare landlord insurance policies, here are a few useful things to judge them on:

• It is important to read the small print and to confirm exactly what is included and excluded from each policy. With buildings cover you will need to know what kind of occurrences will qualify you to make a claim.
• Can you voluntarily increase your excess payments to lower your premium payments
• What kinds of discounts are available from each different provider, and what are they awarded for. Many companies will offer cheaper landlord insurance quotes for applications online
• Can you transfer a pre-existing no claims bonus to the new landlord insurance policy?

A important aspect to remember when you set out to compare landlord insurance policies is the extras that come with each policy. Examples of extras include:

• Rent guarantee insurance will make sure you are covered if rent is not paid
• Legal expenses cover will save you from the cost of having a dispute with your tenant enter court