In selecting the basis of life cover you will also need to answer a number of fundamental questions such as:
- Should the cover last for a limited time period or their whole life?
- What is the level of cover that is needed?
- Should this level of cover remain constant throughout the life of the policy or be changeable?
- Should the life cover be written in trust?
You may have the answer to these questions, but if you are unclear about your options you should seek advice - See our Quotes and Advice Service.