Compare SIPP Deals

There are well over 40 SIPP (Self Invested Personal Pension) providers in the UK as more and more people are opting to take control over their own retirement arrangements.


Different SIPP Providers have different charging structures, and the type of funds available for investment that can make a big difference for what is right for you. Many SIPP Providers operate online accounts to reduce administration costs.


Below is a list of leading UK SIPP Providers:

SIPPs Compared
ProviderSIPP NameSet Up FeeAnnual FeeFeaturesMore Info
FREE£155 pa + VATChoose from over 2,000 funds, shares, ETFs, investment trusts, gilts, bonds and more to create a portfolio tailored to your investment goals.More Info >
  • The Barclays Stockbrokers SIPP, provided by AJ Bell, was voted Best SIPP Provider at the Shares Awards 2016, and three years in a row at MoneyAM’s Online Personal Wealth Awards 2016.
  • Build a tax-efficient investment portfolio that exactly matches your needs. 
  • Up to 45% tax relief on your contributions
  • No Capital Gains Tax or Income Tax to pay on returns from your pension investments
  • A 25% tax-free lump sum. You can start using your pension at age 55 without having to pay tax but the starting age is set to rise to 57 by 2028. 
  • The Barclays Stockbrokers SIPP is provided by AJ Bell, one of the largest SIPP administrators in the UK, and the trading account within it is on the Barclays Stockbrokers platform.
  • Annual management fee of £155 + VAT
  • The value to you of the tax treatment of SIPPs will depend on individual circumstances. Tax rules may also change
  • The 10% tax credit on dividends cannot be reclaimed in a SIPP. So, basic rate taxpayers aren’t better off receiving dividends in a SIPP rather than directly.
  • The value of all investments can fall as well as rise and you may get back less than you invest.
  • If you are unsure about investing, you should seek independent advice. Barclays Stockbrokers does not give advice.
FREEFrom 0.35% to 0.75% incl. VAT*In a nutshell we learn about you, choose investments for you and then, with your contributions, build and manage your pension portfolio on your behalf.More Info >
  • You can start or transfer a pension online quickly and easily with our award-winning service
  • Your own intelligent, diversified portfolio, regularly rebalanced and fully-managed by our expert team
  • We generally invest only in high-quality, low-cost exchange traded funds
  • All your investments in one place, plus instant 25% government top-up on regular personal net contributions
  • If you ever have a question our support team are available by phone, web chat or email
  • See how your investments are performing and exactly how much you're paying — online, 24/7
  • As with all investing, your capital is at risk. The value of your pension can fall as well as rise and you may get back less than you invest.
  • *All for a low fee from 0.35% to 0.75% incl. VAT. There is also an underlying fund charge of 0.19% avg, and market spread charges of 0.10% avg.
  • Eligibility to invest in a pension depends on personal circumstances
  • Tax treatment depends on your individual circumstances and may be subject to change in the future. If you need help with pensions, seek independent financial advice
  • You can't withdraw money from a personal pension until you're 55
FREE£100 + VAT. Platform charge from 0.25%Through the Charles Stanley Direct SIPP you may access a wide range of investments including Equities listed on UK and Overseas Markets, over 1500 Funds (Unit Trusts & OEICs), ETFs & ETC’s, Gilts & Bonds, Investment Trusts & REITs. More Info >
  • Tax-efficient saving for your retirement - the government encourages people to save for your retirement by providing tax relief on pension contributions. Tax relief may increase your pension fund and could reduce your tax bill.
  • Control - you make the decisions. You may choose where to invest and when. At retirement you may select the best way to take your benefits.
  • Flexibility - choose from a range of contribution methods and an extensive range of investments to create a portfolio that suits you.
  • Consolidation - you can transfer in and consolidate previous pension plans, enabling you to have all of your pensions in one place.  It might not be appropriate for you to consolidate all your pensions into a SIPP. For example, if you’re a member of a final salary pension scheme or another type of pension scheme with a promised benefit or that your employer pays into.
  • Invest from as little as £50 a month or a £500 lump sum.
  • The value of investments may fall as well as rise and your capital is at risk.
  • SIPP eligibility applies. 
  • The tax treatment of pensions depends on individual circumstances and may be subject to change in the future.
  • As this is a pension product you will not be able to withdraw money until you reach age 55. 
FREE0.45% (max £200)Features; Choose from more than 2,500 funds, shares, investment trusts, gilts, corporate bonds, ETFs and cash. More Info >
  •  No SIPP set-up, transfer-in or fund-dealing fees. Online share dealing at £11.95 per deal, or as low as £5.95 per deal for active traders with a low annual charge to hold shares of just 0.45% (capped at £200 per annum).
  • FREE research on popular investments.
  • Free mobile app to deal shares, access prices, indices, news and research. 
  • Voted Best SIPP Provider seven years running.
  • Up to 45% tax relief on your contributions.
  • A 25% tax-free lump sum. You can normally take up to a quarter of your SIPP without having to pay tax, after you’ve reached the age of 55.
  •  SIPPs are a type of pension for people happy to make their own investment decisions.
  • Investments go down in value as well as up so you could get back less than you invest.
  • You can normally only access the money from age 55.  
  • Tax reliefs depend on your circumstances and the rules could change in the future.
  • If you’re unsure about the suitability, we recommend you ask for independent advice. 
FREETiered up to £100The AJ Bell Youinvest SIPP has over 4,000 funds and over 21 markets, investment trusts, tracker funds (ETFs) and stocks and shares to choose from.More Info >
  • Voted “Best SIPP Provider 2016”  by City of London Wealth Management Awards "Best Low-cost SIPP Provider 2015" by Investors Chronicle and FT Investment and Wealth Management Awards
  • Online share dealing £9.95 and pay only £4.95 per trade when you place 10 deals or more per month
  • Online fund dealing £4.95
  • 0.20% fund custody charge (max £200 per annum)
  • £25 pm minimum regular investment
The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below.

* There is also an underlying fund charge of 0.19% average, and market spread charges of 0.10% average

 Important Risk Information:

This website contains information only and does not constitute advice or a personal recommendation in any way whatsoever. The value of investments and income from them can fall as well as rise and you may not get back the full amount invested. The tax efficiency of ISAs is based on current tax law and there is no guarantee that tax rules will stay the same in the future.

Different types of investment carry different levels of risk and may not be suitable for all investors. Please ensure that you read the Important Risk Information for further details. Prior to making any decision to invest, you should ensure that you are familiar with the risks associated with a particular investment and should read the product literature. If you are in any doubt as to the suitability of a particular investment, both in respect of its objectives and its risk profile, you should seek independent financial advice.