Compare Contents Insurance for a Rented Flat
While buildings insurance is the responsibility of yoru landlord if you live in rented accomodation, it's usually the responsibility of the tenant to ensure they have adequate contents insurance. The kind of contents insurance for a rented flat that you need will depend on a number of factors, so it can be worth comparing contents insurance quotes before you buy to make sure you find the right policy for you. Landlords may want to pay for contents insurance for a rented flat, or they may want to leave that up to the tenant. There are two main situations in which a landlord may want to pay contents insurance:
- The rented flat is fully furnished, in which case a full contents insurance policy may be suitable.
- The rented flat is not fully furnished but was provided to the tenant with carpets, blinds, electrical equipment and things of that nature. A more limited policy may be suitable here.
Since most of the possessions in the flat will be the tenants, they will generally shoulder the burden of taking out a contents insurance policy. Use the tables below to compare contents insurance policies for tenants: