Compare Contents Insurance Deals for a Shared House

Sharing a house has always been popular with students and young professionals. It can sometimes be a little difficult to obtain contents insurance for a house sharers as insurers consider them to be in the high risk category. Our quick and simple comparison tables can make your search for competitive contents insurance for a shared house easier:

Compare Contents Insurance Quotes for a Shared House
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Latest Shared House Contents Insurance Provider Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Insurers believe that with many people living in a property, the chances of damages, theft and loss are higher. It is also widely agreed among insurers that with many keys to that one property, there is more chance of burglary. This means that it is more probable that house sharers will make a claim on their insurance.


There are some companies that specialise in offering contents insurance for shared houses. If you live in a shared house and would like to insure your personal possessions then you may want to think about an insurance policy that covers multiple home occupants, or you could take out an individual policy.


One benefit of contents insurance for house sharers is that each person in the house will be on the same one policy. This could save you time and hassle when you need to make a claim or renew your policy
Many insurance providers will cover items such as:

  • Electrical appliances
  • Clothes
  • Furniture
  • Jewellery
  • Money/bank cards