Contents Insurance with Accidental Damage

Many insurers will offer you accidental damage cover with your contents insurance and building insurance. To protect your belongings from unexpected mishaps, you may wish to consider accidental damage with your contents insurance policy.

To help you find the right contens insurance with accidental damage, we provide some comparison tables where you can get quotes and find out selection of the latest deals:

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Compare - Latest Home Insurance Deals
ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Before you decide to buy contents insurance with accidental damage cover, make sure that you are not already covered on your contents insurance policy. Read the policy carefully as some insurers will already provide adequate cover.

Accidental damage will often cover things such as:

  • Carpets (e.g. if drinks have been spilled etc)
  • Furniture
  • Ornaments
  • Curtains
  • TVs and Stereos
  • DIY mishaps

There are certain things that most insurers across the board will not pay accidental damage for. These include:

  • Pets and vermin
  • Damage caused by a tenant paying rent
  • Poor workmanship or faulty models

If you feel that you could benefit from contents insurance with accidental cover, then there are a variety of companies out there that could help.