Contents insurance will generally protect your laptop, along with other items in your home including furniture, jewellery, cash, clothes, TVs and stereos. You will usually be protected from:
- Damage caused by fire
- Damage caused by extreme weather conditions (e.g. storms and floods)
- Damage caused by vandalism
You may also want to consider the added benefit of accidental damage cover. If you were to drop your laptop or spill something on it accidentally, this cover would ensure that you are protected.
Many people use laptops outside of their homes and there are contents insurance providers that can help. Many companies are aware of this, and have provided personal possessions cover in their contents insurance policies. By spending a little extra on your policy, you could have extra protection for your laptop if it were to become damaged, stolen or lost outside of the home.
Many companies offer contents insurance with laptop cover included. Remember to read the policy before you buy, to guarantee you are protected fully.