Co-operative Bank Fixed Rate Bonds

Compare Co-op Fixed Rate Bonds

Co-operative Bank fixed rate bonds offer both guaranteed returns and peace of mind that your money will only be invested where you want it to be. 

Like other fixed term deposit accounts, the Co-operative Bank fixed rate bonds come with a variety of terms to choose from and the longer the term, the higher the return.

For a selection of market leading fixed rate bonds see below:

Fixed Rate Bond Selection
ProviderAccountInterest Rate (AER)TermApply
3.00%5 YearApply Now >
  • Manage your account online, by phone or post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
2.66%4 YearsApply Now >
  • Earn 2.66% gross/AER fixed for 4 years
  • Save from £1,000 - £250,000
  • Monthly and annual interest options
  • Online savings account 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals allowed
  • Bond designed to be held for full term
2.15%3 yearsApply Now >
  • Minimum opening balance of £1,000, up to a maximum balance of £1,000,000
  • Interest paid annually
  • Available as a single or joint account
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • No withdrawals permitted.
2.20%3 YearApply Now >
  • Manage your account online, by phone or post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
1.90%1 YearApply Now >
  • Save from £20,000 
  • Interest paid semi-annually
  • Apply online 
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Over 18s only
  • UK residents only
  • No withdrawals or additional deposits

1.80%2 YearApply Now >
  • Manage your account online, by phone or post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
1.60%1 YearApply Now >
  • Manage your account online, by phone or post
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Must be UK resident and aged 18 or older
  • Minimum opening balance of £1,000
  • No withdrawals
1%18 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit
0.75%9 MonthsApply Now >
  • Open to new and existing customers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • No withdrawals or additional deposits allowed
  • £5,000 minimum deposit
Alternatives to Fixed Rate Bonds
ProviderPlanDeposit TakerPotential ReturnTermMore Info
Target Income Deposit PlanInvestec Bank plc4.75%
per annum
6 yearsMore Info >
  • Potential annual income of 4.75%
  • Income paid if the FTSE 100 finishes above 90% of its starting value
  • Missed payments added to future payment next time anniversary level above 90%
  • Capital protected
  • Medium/long term alternative to fixed rates
  • Also available for Cash ISA & Cash ISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital
Kick Out DepositInvestec Bank plc5%
per annum
Up to
6 years
More Info >
  • 5% for each year if the FTSE 100 finishes higher than its starting value
  • Opportunity to mature early at year 3, 4 or 5
  • Capital protected
  • Short/medium term alternative to fixed rates
  • Also available for Cash ISAs & Cash ISA transfers
  • Covered by the FSCS (Financial Services Compensation Scheme)
  • Limited offer - deadlines apply. May close early if oversubscribed
  • Plan designed to be held for full term
  • Arrangement fee applies
  • Returns not guaranteed. You may only receive a return of your original capital 

These are structured deposit plans and are capital protected. There is a risk that the company backing the plans or any company associated with the plans may be unable to repay your initial investment and any returns stated. In this event you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) , depending on your individual circumstances. In addition, you may not get back the full amount of your initial investment if the plans are not held for the full term.

If you are at all unsure of the suitability of these types of investments, both in respect of their objectives and risk profiles, you should seek independent financial advice.

Other aspects of Co-operative Bank fixed rate bonds to consider include:

  • Deposits from £2,000 to £1million
  • A safe home for your money
  • Guaranteed interest rates for the chosen term

Before you make your mind up about Co-operative Bank fixed rate bonds, check out other leading UK deals. Click on the link below to see competitive bonds side by side: