The Cost of Medical Insurance

Compare Costs Of Medical Insurance

Compare Costs Of Medical Insurance
ProviderOnline Quotes available?Special FeaturesGet Quotes
yesFast consultations – book a video consultation with a GP or specialist in minutes. Get dedicated cancer support - If you’re diagnosed with cancer, we’ll assign you a highly experienced Case Manager who’ll support you throughout your treatment and help you understand every step of the process.Get Quotes >
yesWith Comprehensive Cover No financial limits - so you'll have peace of mind that you won’t run out of funding for eligible treatment with the hospitals you’ve chosen as part of your policy and a fee assured consultant.Get Quotes >
yesSupportive care – with 24/7 telephone access to our nurses and counsellors through our medical helpline Health at Hand, we’re here for you no matter how late it is or however long it takes.Get Quotes >
yesRewards Programme Vitality Plus makes looking after your health more rewarding; the more you participate and improve your Vitality status the higher your discounts will be with Vitality reward partners, Eurostar, Mark Warner, Champneys and Cineworld.Get Quotes >

The cost of medical insurance varies depending on the provider you choose and the extent of the cover you purchase. If you purchase an individual medical insurance policy you may be asked to pay as little as £7 per month, but more expensive options, such as cover for the whole family, are likely to be more expensive.


There are many potential advantages to shouldering the cost of a medical insurance policy:

 

  • It can mean that you take financial and mental control of difficult situations
  • Ensuring that your loved ones are provided for if you pass away
  • Quick and easy diagnosis in a private facility of your choice
  • Give access to the latest technology and medical advancements


Each policy offered by individual companies will be different, so the cost of medical insurance is likely to vary substantially across the marketplace. The best way of ensuring that you get the right deal is get a few different medical insurance quotes and compare them, something our product table is designed to help you do.

Despite the advantages and benefits in purchasing an insurance policy, there are also some disadvantages:

 

  • There is some exclusion on some medical insurance policies including some types of cancer, due to medical advancements
  • Medical Insurance premiums tend to increase with age up to the age of 70 years.


The above factors highlight the importance of the details of individual policies as well as just the cost of medical insurance. You do not want to take out the cheapest option and find out later down the line that you have unintentionally under-insured yourself.


 It is also important for the medical insurance provider to consider your needs as an individual and advice from a medical and financial professional should put you in a knowledgeable place and provide adequate preparation prior to purchasing insurance.