| Card Name |
Barclaycard - Barclaycard Platinum |
| Card Type |
Visa or Mastercard |
| Features |
0% Balance Transfer for 12 months |
| Online Access |
Yes |
| Zero Percent Credit Card |
No |
| Annual Fee |
£0.0000 |
| Adverse Credit |
No |
| Cash Back Scheme |
No |
| Loyalty Reward Scheme |
No |
| Business Credit Card |
No |
| Charity - Donation Scheme |
No |
| Prepaid Credit Card |
No |
| Sport Credit Card |
No |
| Travel Credit Card |
No |
| Intro Rate |
Yes |
| Minimum Age |
21 |
| Minimum Household Income |
£10,000 |
| Eligibility Notes |
UK Residents only. Subject to status. |
| Standard APR (Purchases) |
14.90% |
| Standard APR (Cash Advances) |
27.90% |
| Intro APR (Purchases) |
0.00% |
| Intro Period |
3 Months |
| Balance T/F Intro Rate |
Yes |
| Balance T/F APR |
0.00% |
| Balance T/F Limit |
£5,000 |
| Balance T/F Duration |
12 months |
| Balance T/F Notes |
A 2.5% handling fee applies |
| Minimum Payment |
2.25% or £5 (whichever is greater) |
| Payment Notes |
Barclaycard will apply payments received to your account in the following order:
any balance (including interest) which a promotional interest rate applies to for an open ended period;
any balance (including interest) which a promotional interest rate applies to for a fixed period;
any other interest charges and other charges made under this agreement;
the Standard Balance;
the Cash Balance.
|
| Cash Back % |
|
| Cash Back Notes |
N/A |
| Interest Free Days |
56 Days |
| Credit Limit |
£5,000 |
Other Benefits
 |
Identity Protection Service;
Fraud Protection;
Purchase Delivery Promise;
Online account management;
No annual fee;
24 hour Customer Service;
Optional Payment Protection Insurance;
Optional Card Protection;
Optional Everyday Cover.
|
| Card Protection |
£29 pa |
| Payment Protection |
79p per £100 |
| Late Payment |
£12 |
| Exceed Personal Limit |
£12 |
| Unpaid Direct Debit |
£12 |
| Other Facilities |
Secure shopping with Identity Protection Service.
Safe shopping online with fraud protection.
Reassurance about delivery with purchase delivery protection. |
| Other Notes |
Text alerts 5 days before your payments are due will help ensure you don’t default on any payments. |
Disclaimer All card APRs, features, charges, benefits and other
information listed by Fair Investment Company Ltd represent the most
recent information available at the time of writing. Every
effort is made to keep the site accurate, however we cannot guarantee
that a card issuer has not increased or decreased one or more of the
APRs or fees/charges associated with a particular card or changed its
features, obligations or benefits. Please be sure to read the card
agreement fully and carefully before making any agreement.