| Card Name |
Capital One - Capital One Classic Card |
| Card Type |
Visa |
| Features |
Rebuild your credit history |
| Online Access |
Yes |
| Zero Percent Credit Card |
No |
| Annual Fee |
£0 |
| Adverse Credit |
Yes |
| Cash Back Scheme |
No |
| Loyalty Reward Scheme |
No |
| Business Credit Card |
No |
| Charity - Donation Scheme |
No |
| Prepaid Credit Card |
No |
| Sport Credit Card |
No |
| Travel Credit Card |
No |
| Intro Rate |
No |
| Minimum Age |
18 |
| Minimum Household Income |
0 |
| Eligibility Notes |
UK residents only. |
| Standard APR (Purchases) |
34.94% |
| Standard APR (Cash Advances) |
34.94% |
| Intro APR (Purchases) |
0% |
| Intro Period |
N/A |
| Balance T/F Intro Rate |
No |
| Balance T/F APR |
34.94% |
| Balance T/F Limit |
Subject to status |
| Balance T/F Duration |
Term of the balance |
| Balance T/F Notes |
Minimum balance transfer amount is £50. No interest free period for balance transfers. |
| Minimum Payment |
5% or £5.00 |
| Payment Notes |
Interest will be calculated on a daily basis on the outstanding balance of all transactions and balance transfers from the date of the transaction or balance transfer, until the date of payment in full. Accrued interest will be debited to your account on each statement date. |
| Cash Back % |
|
| Cash Back Notes |
N/A |
| Interest Free Days |
56 Days |
| Credit Limit |
£2,500 |
Other Benefits
 |
If you keep within your credit limit and pay your bills on time, Capital One will increase your initial credit limit on your 4th Statement. |
| Card Protection |
£15 pa |
| Payment Protection |
79p per £100 |
| Late Payment |
£12 |
| Exceed Personal Limit |
£12 |
| Unpaid Direct Debit |
£12 |
| Other Facilities |
Cash withdrawals - the lesser of £250 per day or up to 50% of the credit limit. |
| Other Notes |
Cash advances handling fee of 1.5% or £2 if greater. |
Disclaimer All card APRs, features, charges, benefits and other
information listed by Fair Investment Company Ltd represent the most
recent information available at the time of writing. Every
effort is made to keep the site accurate, however we cannot guarantee
that a card issuer has not increased or decreased one or more of the
APRs or fees/charges associated with a particular card or changed its
features, obligations or benefits. Please be sure to read the card
agreement fully and carefully before making any agreement.