There are numerous credit card offers available both online and offline, from a variety of different credit card providers and companies. These can come in the form of special offers, discounts, rewards, free gifts and cashback deals, all offered by providers to make their credit card more attractable to customers.
The most common are:
- Discounted or zero percent introductory rates of APR.
- Points reward schemes earned through purchases.
- Cashback as a percentage of purchases.
- Discounts on certain products or services offered by the credit card company or its associates.
Offers should be analysed closely, as many come with conditions attached, and some give back in one area what they take away in another. Despite this, credit card offers can bring significant benefits to card holders. Anyone in the market for a credit card is advised to shop around all the different providers to see what offers are available.