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If you don’t want to hang around waiting for decisions on applications for credit cards, instant decision credit cards are available that let you know immediately or shortly after application if you have been accepted or not. However, with these time saving credit cards, instant decision offers could cost you in other areas. Make sure you also check:
- Interest rates
- Introductory offers, such as balance transfers, 0% interest periods etc
- Credit history requirements
- Annual fees and other charges
Use our free online credit card comparison calculator to look for some credit card instant decision offers and get the best deal for you.