Compare credit cards and apply online »

Credit Cards Poor Credit

If you're looking for a new credit card deal and checking the market to compare credit cards, poor credit can affect the ones that are available to you. Some will be unavailable, whilst others will not offer interest rates that are as competitive as credit cards for good credit. When it comes to credit cards, poor credit history can often make them more restrictive than normal credit cards, but they do offer an opportunity to rebuild your credit rating and to take advantage of all the other benefits of a credit card.

If you're looking for credit cards, poor credit can make it difficult. Features of credit cards for poor credit history include:

Your credit limit will initially be lower than normal, but will increase as you prove your capability to manage your credit and repayment.
You can rebuild your credit rating by managing your card effectively.
You get access to a credit card despite a credit rating, so you can borrow money, make purchases, pay bills and undertake other uses of a card.

Most importantly, be sure to compare credit cards for poor credit rating customers before settling on one to make sure that you are getting a great deal for yourself rather than settling for second-best. Use our free online comparison service to compare credit cards; poor credit or not, there are some competitive deals around.

Top Deals

Provider	Balance Transfers	Purchases	Representative APR (Variable)	Apply
	0% for 16 months 1.99% fee	0% for 6 months	15.8%	Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 9 months 2.90% fee	0% for 15 months	16.9%	Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank) Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9% Earn points when you spend Collect 1 Clubcard point for every £4 you spend anywhere in the world Collect 5 points for every £4 you spend on fuel at Tesco filling stations 10 customers will win £1,500 towards the cost of Christmas No annual fee
	0% for 13 months 2.89% fee	0% for 13 months	18.9%	Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 20 months 2.99% fee	0% for 3 months	16.8%	Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank) Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee

Fair Investment Company is independent and provides a selection of some of the leading credit card deals available. Our service does not compare or contrast all of the credit card deals currently available in the market.

* See Credit Card Provider Terms & Conditions

0% Bal. Transfer

Provider	Balance Transfers	Purchases	Representative APR (Variable)	Apply
	0% for 22 months (maximum balance transfer: £3,000) 3.50% fee	0% for 3 months	17.9%	Apply Now >
Halifax Balance Transfer Credit Card (Issued by Halifax) Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 17.95% A long introductory interest free period to help you manage your existing credit Manage your account online No annual fee You must have an annual income of £20,000 or more to apply
	0% for 20 months 2.99% fee	0% for 3 months	16.8%	Apply Now >
Virgin Money Balance Transfer Credit Card MasterCard (Issued by MBNA Europe Bank) Representative Example: Representative 16.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 16 months 1.99% fee	0% for 6 months	15.8%	Apply Now >
Virgin Money All Round Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 15.8% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 15.8% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 15 months 3.50% fee	0% for 15 months	17.9%	Apply Now >
Halifax All in One MasterCard (Issued by Halifax) Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0% The APR and length of the promotional offer are dependent on your personal circumstances. You don't have to choose between 0% on balance transfers and purchases No annual fee Discounts on travel, entertainment and shopping

* See Credit Card Provider Terms & Conditions

0% on Purchases

Provider	Balance Transfers	Purchases	Representative APR (Variable)	Apply
	0% for 9 months 2.90% fee	0% for 15 months	16.9%	Apply Now >
Tesco Bank Clubcard Credit Card MasterCard (Issued by Tesco Bank) Representative Example: Representative 16.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 16.9% Earn points when you spend Collect 1 Clubcard point for every £4 you spend anywhere in the world Collect 5 points for every £4 you spend on fuel at Tesco filling stations 10 customers will win £1,500 towards the cost of Christmas No annual fee
	0% for 13 months 2.89% fee	0% for 13 months	18.9%	Apply Now >
Virgin Money Purchase Credit Card (Issued by MBNA Europe Bank) Representative Example: Representative 18.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.9% Discounts on holidays, experiences, days out and more Contactless payment for purchases up to £15 Paperless statements No annual fee
	0% for 12 months 3.00% fee	0% for 12 months	17.9%	Apply Now >
Bank of Scotland All in One MasterCard (Issued by Bank of Scotland) Representative Example: Representative 17.9% APR variable. Based on assumed borrowing of £1200, rate of interest (variable) annual 18.0% No annual fee

* See Credit Card Provider Terms & Conditions

Credit Cards Poor Credit

Credit Card Reviews

Popular Credit Card Searches