Can you get a Credit Card without Credit Rating Checks?
The short answer is no. Any credit card company in assessing you for a credit card will carry out a credit check to first see if they are prepared to give you a card and secondly if they are the level of credit they are prepared to give you. If you have a previous poor credit history there are credit card companies that will offer cards usually with higher interest rates charged.
Can you get a Prepaid Card without Credit Rating Checks
Yes. Prepaid cards are not credit cards as the big difference is you are spending your money and not the card issuer's money. With a prepaid card you top up the card from your own bank funds before you use it. as there is no credit involved there are no credit checks. As a result prepaid card companies do not usually report to the credit rating agencies.