Current Accounts with no Credit Check

If you already have a current account, it is possible that you could get a much better deal elsewhere. Therefore, you might wish to compare current accounts to see what is available. Switching current accounts is much easier than you might think, with many banks and building societies offering a dedicated switching service.

Applications for current accounts will normally be subject to a credit check, particularly for those which stipulate that an overdraft will be required.

If you are interested in finding out how you would score on a credit check for a current account, you may wish to access a credit report, available from a number of agencies used by banks.

FREE Credit Report for 30 Days »

If you are looking to find a current account where no credit check is needed, you may wish to look at a more basic bank account instead; these may not offer you an overdraft facility, but you may still be able to set up direct debits and use online banking, dependent on the account.

For latest deals on current accounts see below:

Upon opening a new current account or switching your existing current account, you may be entitled to introductory rewards, such as cash back or higher interest rates. Therefore it could be a good idea to compare current accounts.

A current account could also offer you:

• A debit or cash card
• A chequebook
• The facilities to set up Direct Debits
• Access to online banking
• Overdraft facilities.

In order to find the best current account available to you, it is essential for you to compare several different current account providers - see our table above to compare latest deals.