Current Accounts with the Best Overdrafts

Most current account providers will offer a overdraft facility with your current account but the fees charged can vary significantly from one bank to the next. Some banks offer a no fee arrangement up to a set threshold and also may offer a interest free limit as well. The fees charged for using a authorised overdraft limit can also vary as can the interest rate levied. the same can also be said of unauthorised overdraft use.

In recent years there has been pressure on banks and building societies to reduce their charges for current account banking. If you are looking to change your current account provider it can pay to shop around - see below for a selection of current account deals: 

If you are a student or graduate see below: 

Student Accounts
This type of current account may often come with a number of optional extras and benefits that are intended to attract students. They also commonly share extensive overdraft facilities that designed to suit students. Indeed, some banks may even offer students current accounts with overdrafts that stretch up to £3,000, with very little or no interest.

Graduate Accounts
Similar to student accounts, graduate accounts may often come with useful overdraft facilities that are intended to be gradually reduced over a period of time. This may be useful for recent graduates who wish to gradually pay off any debts that they may have incurred.