Current Mortgage Rates

Compare Mortgage Deals Online

Choosing an appropriate mortgage deal is an important financial commitment so to find the best current mortgage rates, shop around and to compare mortgage deals that are currently available. See our mortgage comparison tables below:

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.05%
2 Years

4.00%

60%£1,995More Info >
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.24%
2 Years

4.00%

75%£995More Info >
Our View: "Market Leading 2 Year Tracker 75% LTV Mortgage Deal in the UK".
Post Office Tracker Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.19%
2 Years

4.50%

80%£0More Info >
Our View:

"Remortgage Only Deal. Legal fees paid if you use Yorkshire's solicitors".

This mortgage reverts to the Yorkshire Bank variable rate of 4.95% at the end of the fixed term. Early redemption charges apply.
Fixed Rate
2.23%
5 Years

3.50%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
2.49%
2 Years

4.70%

90%£999More Info >
Our View:

"Legal fees paid if you use Clydesdale's solictors".

This mortgage reverts to the Clydesdale Bank variable rate of 4.95% at the end of the fixed term. Early redemption charges apply.
Fixed Rate
3.39%
10 Years

3.70%

Up to 75%£0More Info >

Call FREE - 0808 256 1991

to speak to a TSB Mortgage Specialist. This mortgage reverts to the TSB Bank variable rate of 3.99% at the end of the fixed term. Early redemption charges may apply.
Fixed
Help to Buy Scheme
3.49%
2 Years

4.00%

95%£99More Info >

Call FREE - 0800 077 4336

to speak to the HSBC mortgage team. This mortgage reverts to the HSBC Bank variable rate of 3.94% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
Help to Buy Scheme
4.89%
5 Years

4.80%

95%£0More Info >
Post Office Help to Buy Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

Independent Mortgage Quotes & Advice Service
Mortgage ServiceIndependent Mortgage AdviceMortgage Quotes Tailored to youFast Track ServiceMortgage Protection ReviewGet Quotes
yesyesyesyesMore Info >

Call 0117 332 6063

to speak to the Fair Mortgages team.

Compare Mortgage Rates


Although it is highly important to take current mortgage rates into consideration when searching for an appropriate mortgage, it is also important to consider a number of other factors. A good mortgage offer may contain a number of useful benefits, such as:

  • Flexible under or overpayment options
  • Some may have no early redemption charges
  • Cheaper arrangement fees

 Depending on the type of interest rate deal that is selected, current mortgage rates may be influenced by a variety of different factors. Here are some examples of the different deals and how current mortgage rates may be adjusted.

 

Using a fixed rate mortgage, the lender may look at current mortgage rates and agree to offer the customer a fixed interest rate for their mortgage that may be slightly higher compared to many other types of deal. However, it is important to remember that this rate will remain the same for the duration of the agreement, allowing the customer to plan their budget and repayments accordingly.

 

With a tracker mortgage, the lender will typically set a starting interest rate depending on current mortgage rates, but this will then be adjusted according the Bank of England’s base interest rates, and will rise and fall accordingly.

 

Customers who select a discounted variable rate mortgage can expect to pay lower initial rates compared with many other current mortgages. However it is important to remember that these rates will be subject to change as time goes on according to the policy of the lender.

Top 5 Mortgage Deals

Find a selection below of top mortgage deals based on "loan to value" or LTV - so if you have a 25% deposit or 25% equity in your home click on the 75% LTV tab for latest deals

Provider

Type

Initial Rate

Initial Term

Overall Cost for Comparison

LTV*Product Fee 
Fixed Rate
1.05%
2 Years

4.00%

60%£1,995More Info >
Our View: "UK Lowest Initial Rate 2 Year Fixed Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Tracker
1.08%
2 Years

4.00%

60%£1,995More Info >
Our View: "A Market Leading 2 Year Tracker 60% LTV Mortgage Deal".
This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 158 2934

to speak to a NatWest Mortgage Specialist. This mortgage reverts to the NatWest variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.45%
2 Years

3.80%

60%£995More Info >

Call FREE - 0800 096 7447

to speak to an RBS Mortgage Specialist. This mortgage reverts to the RBS variable rate of 4% at the end of the fixed term. Early redemption charges may apply.
Fixed Rate
1.57%
3 Years

3.90%

60%£1,995More Info >
Post Office Fixed Rate Deals »This mortgage reverts to the Post Office variable rate of 4.49% at the end of the fixed term. Early redemption charges may apply.

*LTV = Loan to value (how much mortgage you have or require in relation to the value of your property).

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above 60% Loan To Value mortgage products are a selection of deals available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you contact our independent mortgage broker team at - independent mortgage broker or call on 0117 332 6063

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

The above mortgage products highlighted on this website are available directly through lenders who will be able to provide further information about the product you are interested in. If you are unsure about what mortgage product is suitable for you, we suggest you speak to an independent mortgage broker