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Daily car hire excess insurance

Protect your car hire excess

If you only need to hire a car for a short period of time,and for fewer than 10 days per year – perhaps for a few days on a holiday or business trip – then daily car hire excess insurance could be right for you. Use the table below to help you find top daily car hire insurance deals for your next trip:

Car Hire Excess Insurance Deals
ProviderCover TermMinimum and Maximum AgeSpecial FeaturesGet Quotes
1 - 180 days21 - 85Car Hire Excess Insurance from £1.99 per day. Covers car hire worldwide including rentals in your home country. Some of the protection provided would include: the rental company have claimed one of the baby seats was damaged; the car was significantly scratched at the time you returned it; following a mis–fuelling error you have been charged for significant repairs; a large bill for damage to the undercarriage of the vehicle has been charged to your card; any other circumstance where you had received an excess charge following a qualifying claim. Get Quotes >
1 - 31 days with option to extend21 - 84Car Hire Excess Insurance from £2.69 per day. Covers car hire worldwide including rentals in your home country. All sums insured/benefits are for each rental agreement. The excess on the rental agreement up to £5,000 with an option to increase the cover £50,000 where you need full Collision Damage Waiver. Cars and MPV's up to 9 seats covered. Great optional extras to extend cover including Extended Rental, Dual Lead Driver, Battery Failure Cover & Mobile Phone ChargesGet Quotes >

What is daily car hire excess Insurance?

When you hire a car, the rental price will usually include insurance which covers you for accidents (known as the Collision Damage Waiver)and theft (known as the Loss Damage Waiver). However, if your rental car is damaged or stolen, you could face a hefty excess charge.  Many rental car companies offer the option of their own excess insurance – however this can be expensive.

Buying your daily car excess insurance ahead of time could offer you a cheaper deal and provide you with peace of mind that your excess charges will be reimbursed if you have an accident or if your car is stolen – leaving you free to enjoy your trip.

What can daily carhire excess insurance cover?

Some of the eventualities that might be covered by a daily car hire excess policy include:

  • Excess reimbursement for car hire in the UK and abroad
  • Some providers offer daily excess cover for both the policyholder and any additional named drivers
  • Daily car hire excess for drivers across a wide age range – from 21 to 85 in some cases

What does daily car hire excess insurance NOT usually cover?

There are some exceptions to what can be covered with a standard daily car hire excess insurance policy, such as:

  • High performance supercars
  • Commercial vehicles, motorbikes, camper vans, mobile homes or vehicles with more than nine seats – you will usually need a specialist van excess insurance policy for these
  • Vehicles over a certain age or value - for example, vehicles that are over 20 years old or are worth more than £50,000 may not be covered