Darlington Building Society Fixed Rate Bonds

Compare Top Fixed Rate Bonds

Darlington Building Society fixed rate bonds offer guaranteed returns on your savings because the interest rate is fixed for the duration of the term. There are a whole host of fixed rate bonds in the savings market, so make sure you compare features of Darlington Building Society fixed rate bonds with other deals that are available before deciding it they're right for you check the comparison tables below

Provider

Account

Type

Minimum

Deposit

Interest

Rate
 
£5,000

1.85%

per annum

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Earn 1.85% fixed interest - 1 year term - Save from £5,000 to £500,000 - No additional deposits or withdrawals permitted -FSCS Protected
£500

1.70%

Gross AER

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Earn 1.70% fixed interest. 1 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected
£5,000

2.00%

per annum

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Earn 2.00% fixed interest - 2 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected
£500

1.85%

Gross AER

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Earn 1.85% fixed interest. 2 year term. Interest can be paid monthly or annually. Open an account singly or jointly. Minimum deposit £500. No withdrawals permitted. FSCS Protected
£5,000

2.20%

per annum

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Earn 2.20% fixed interest - 3 year term - Minimum deposit £5,000 - No withdrawals permitted. FSCS Protected
£1,000

2.16%

per annum

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Earn 2.16% AER fixed interest. 3 year term. Interest can be paid monthly, quarterly or at maturity. Minimum deposit £1,000, Maximum deposit £200,000. No withdrawals permitted. FSCS Protected
£1,000

2.15%

per annum

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Earn 2.15% gross/AER fixed for 3 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. FSCS Protected
£1,000

2.35%

per annum

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Earn 2.35% gross/AER fixed for 4 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
£1,000

2.40%

per annum

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Earn 2.40% gross/AER fixed for 5 years. Save £1,000 - £250,000. No withdrawals during the term. Individual or joint accounts available. Annual or monthly interest. FSCS Protected
£10,000

2.37%

expected rate

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Earn 2.37% expected profit rate. 5 year term. Interest paid annually. Open an account singly or jointly. Minimum deposit £10,000. No withdrawals permitted. Shariah compliant savings account. FSCS Protected
Cash ISA Selection
ProviderPlan NameDeposit TakerISA OptionTermMaximum Potential ReturnMore Info
Kick Out Deposit PlanInvestec Bank plcyesUp to
6 years

4%

per annum

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Capital protected deposit plan with the potential to mature after years 3, 4, 5 and 6. If the plan matures early it will return 4% times the number of years the plan has been in force. Also available for Cash ISA and ISA transfer.
Important Information: Structured deposits offer you the potential to earn higher returns than you would with a regular savings account. Your returns are based on the performance of an index or commodity. If the investment does not perform well you may receive no income or capital growth, but you can be confident that your capital will be repaid. You have no access to your deposit during the term of the account, typically 3 to 6 years but your original capital will be repaid in full at the end of the term. In the event that the deposit taker is unable to repay your initial investment and any returns stated you may be entitled to compensation from the Financial Services Compensation Scheme (FSCS) depending on your individual circumstances.


Darlington Building Society Fixed Rate Bond key facts

  • Interest paid monthly or annually
  • £2,000 minimum deposit
  • £10,000 maximum deposit
  • Bond is only available to investors who live in Darlington Building Society’s local postcode area

 

Whether or not Darlington Building Society fixed rate bonds are right for you will depend on your personal requirements, such as:

 

  • How much you wish to invest
  • How long you want to lock the money away
  • What interest rate you are looking for
  • Whether you want access to your money during the term
  • If you want interest paid monthly or annually

 

Our FREE online service offers a way of comparing some of the latest deals around, so check out the table and see if Darlington Building Society fixed rate bonds tick all the boxes.

 

Fixed rate bonds can vary between plans but they normally share a few common features including:

 

  • The interest rate you are offered will stay consistent no matter what happens to the market in general over the course of your bond. This means you may be locked into an uncompetitive rate should rates start to rise while your money is locked away in a fixed rate bond, but at the same time could secure you a better deal if they fall over the same period.
  • You cannot make any withdrawals or additional deposits once you have set up the account
  • You cannot close the account early without incurring some form of forfeit.
  • Many bond providers will convert your bond into an instant access savings account when the term ends unless you otherwise tell them what you wish to be done with it.
  • Tend to offer higher interest rates than their instant access alternative

 

Most bonds will not allow you access to your money for a fixed period of time. Some accounts will allow early closure but usually with some kind of penalty which could mean you get back less in return than you originally deposited. Because of this you should shop around different plans and look into alternative investments before investing in a fixed rate bond.

 

Other types of plan you may wish to think about

 

  • Tracker bonds – Another type of bond so they share many of the features of a Fixed Rate bond. The key difference is that the amount of interest your bond accumulated can vary in response to changes in the Base Rate set by the Bank of England, rather than being consistent as with a fixed rate. This means if the base rate does improve you will benefit from a better interest rate, however if it falls you will earn less interest.

 

  • Structured Deposits – As with a bond this plan requires you to tie up your savings for a set period of time, this type of plan usually offer better potential interest rates than a bond but your return is not guaranteed.  Your return is usually dependant on how a index or indices perform over the period. If over the structured deposit’s term the index or indices it is tied to fails to perform in the way the deposit states then you will get your full deposit back but you will not receive any interest gains on it. Because you risk earning no interest on this type of plan you should carefully consider if it is the right choice for you before you lock your money away in it.

 

  • Savings Account – If you are looking into how you can earn interest on your savings but still also maintain access to them should you ever need them then an instant access savings account may be the solution to you. Although they do normally offer lower interest rates than bonds or structured deposits, they tend to offer unlimited free withdrawals meaning if you should ever need your savings you don’t need to worry about any forfeit for closing the account early.