Direct banking is crucial if you want instant and easy access to your bank account at any time of the day or night. Direct banking includes automated telephone and online banking, both of which are usually available 24 hours a day, 7 days a week. Direct banking allows you to:

  • Manage your account personally and directly, without having to visit a branch or send instructions in writing
  • View your accounts and recent transactions
  • Set up and manage standing orders
  • Transfer money and pay bills
  • View direct debits

Different banks offer varying levels of service, including interest rates and how far back you can view statements online. To find the best direct banking account best for you, compare a number of leading providers with the table below.

ProviderAccount Set Up FeeFee per monthFeaturesApply
N/A£12.50No credit checks.** Prepaid MasterCard. No account opening fee. More Info >
£4.95£9.95No credit checks**. Prepaid MasterCard. Credit Building facility. More Info >
£4.95£9.95No credit checks.** Up to 20 free payments and standing orders a month. Prepaid MasterCard.More Info >

**See Terms and Conditions