Early Bird Investment ISAs

Compare Early Bird investment ISAs...

The new tax year brings an opportunity to make the most of the tax-efficient returns offered by ISAs. Invest in early bird ISAs and you can make the most of the returns on your investments.

Start earning interest from the beginning of the tax year with our selection of early bird ISAs. With competitive income yields or growth returns on stocks & shares ISAs, our ISA selection has something for everyone.

Use the tables below to compare a selection of the UK's leading ISA deals, including structured income ISAs, growth fund ISAs and share dealing ISAs.

Investment ISAs - Income
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential IncomeMore Info
FTSE Monthly Contingent Income PlanNatixisyesUp to 10 years

8.04%

per annum

More Info >
  • Up to 8.04% per year based on the performance of the FTSE 100 Index
  • Income paid even if Index falls by 15%
  • Monthly payments
  • Plan can mature early each quarter from year 2 onwards
  • Alternative option available returning a potential 6% per year if FTSE falls by 30%
  • Available for ISA, ISA transfer and direct investment
  • Investment deadline for ISA transfers - 2 August 2017
  • Investment deadline for direct and ISA applications by cheque - 10 August 2017
  • Investment deadline for direct and ISA applications by bank transfer - 16 August 2017
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% from its starting level at the end of the investment term, in which case your initial investment will reduce by 1% for each 1% fall below its starting value
  • Minimum investment £5,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
FTSE 100 Defensive Income PlanInvestec Bank Plcyes8 years

8.00%

per annum

More Info >
  • 8.00% per year based on the performance of the FTSE 100 Index
  • Income paid even if Index falls by 20%
  • Alternative option paying up to 6.00% income if Index falls by up to 40%
  • Available for ISA, ISA transfer and direct investment
  • Investment deadline for ISA transfers - 1 August 2017
  • Investment deadline for direct and ISA applications - 18 August 2017
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
FTSE Daily Accrual Income Kick Out PlanNatixisyesMaximum 10 years

6.60%

per annum

More Info >
  • 6.60% per year based on the performance of the FTSE 100
  • Income accrued daily
  • Income paid even if FTSE 100 falls by up to 25%
  • Quarterly payments
  • Also Plan has the potential to kick out early every year from the end of year 3 onwards
  • Available for ISA, ISA transfer and direct investment
  • Investment deadline for ISA transfers - 26 July 2017
  • Investment deadline for direct and ISA applications by cheque - 9 August2017
  • Investment deadline for direct and ISA applications by bank transfer - 16 August 2017
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's start level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying investment. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
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Investment ISAs - Growth
ProviderPlan NameCounterpartyISA OptionTermMaximum Potential ReturnMore Info
FTSE 100 Enhanced Kick Out PlanInvestec Bank plcyesUp to
6 years

10%

per annum

More Info >
  • 10% for each year (not compounded) provided the FTSE 100 finishes higher than its starting value (subject to averaging)
  • Potential to mature early, from year 1 onwards
  • Alternative collateralised option also available returning a potential 7.5% from year 2
  • Available for ISA, ISA transfer and direct investment 
  • Investment deadline for ISA transfer applications - 21 July 2017
  • Investment deadline for direct and ISA applications - 11 August 2017 
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from it's initial level, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £3,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
FTSE Enhanced Tracker PlanCredit Suisse AGyesUp to 6 years

45.0%

after 3 years, or 2 x FTSE growth after 6 years

More Info >
  • 45% after 3 years provided the FTSE 100 has risen 10%, or 2 x FTSE growth after 6 years
  • Available for direct investments, 2017/18 ISA, and ISA transfer 
  • Investment deadline for ISA transfer applications - 14 June 2017
  • Investment deadline for direct and ISA applications by cheque - 22 June 2017 
  • Investment deadline for direct and ISA applications by bank transfer - 28 June 2017 
  • Capital is at risk if the FTSE 100 Index has fallen by more than 40% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £5,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
10:10 PlanNatixisyes10 years

8.94%

per annum

More Info >
  • 8.94% for each year (not compounded) provided the FTSE 100 finishes at or above its starting value
  • Alternative option 1 available returning a potential 7.38% pa if FTSE finishes up to 82.5% of its starting value over term of plan
  • Alternative option 3 available returning a potential 11.75% pa if FTSE finishes at or above 110% of its starting value
  • Potential to mature early, from year 3 onwards
  • Available for ISA, ISA transfer and direct investment
  • Investment deadline ISA transfers - 26 July 2017  
  • Investment deadline for direct and ISA by cheque - 9 August 2017
  • Investment deadline for direct and ISA by bank transfer - 16 August 2017 
  • Capital is at risk if the FTSE 100 Index has fallen by more than 30% at maturity from its starting value, in which case your initial investment will reduce by 1% for each 1% fall
  • Minimum investment £10,000
  • An arrangement fee applies to this plan
  • Product designed to be held for the full term
Important Information: Structured investment plans are not capital protected and are not covered by the Financial Services Compensation Scheme (FSCS) for default alone. Income and growth returns are not guaranteed. There is a risk of losing some or all of your initial investment due to the performance of the underlying Index or commodity. There is also a risk that the company backing the plan known as the Counterparty may be unable to repay your initial investment and any returns stated.
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Fund ISAs - Income
 Product NameISA OptionIncome YieldMore Info
Henderson Strategic Bondyes5.7%More Info >
Newton Asian Incomeyes5.43%More Info >
Newton Higher Incomeyes5.4%More Info >
*Current Income Yields are Gross, Variable and Not Guaranteed
**Historic Yield reflects distributions declared over the past 12 months as a percentage of the mid-market price of the fund.
*** This is the target yield the fund aims to achieve per year, it is not guaranteed and could change according to prevailing market conditions. The target yield is net of basic rate tax.
Information correct as at 08/02/2012.

The value of investments and any return from them can fall as well as rise and you may not get back the full amount invested. Please ensure that you read the Important Risk Information below. 

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Share Dealing ISAs
ProviderAccountTrade From:More Info
£5.95 frequent trader rate

£11.95 standard trader rate

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Online trading charges based on previous month's activity. 20+ trades made in previous month is £5.95 a trade. 10-19 trades are £8.95 a trade. Less than 10 trades it’s £11.95.

The value of your investments can rise as well as fall. You may get back less than you invested. If you’re unsure, we recommend you ask for independent advice.

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