Egg Loan

Compare Egg Loans

If you are looking for a loan of any kind then you may be wondering if an Egg Loan is the right choice for you. An Egg loan is not currently available; however there are many other lenders available. You can use the comparison table below to compare loans from different providers:

ProviderLoan AmountCredit HistoryRates FromTerm 
£2,500 to £15,000Good Credit Only3.2%

APR
Representative

(£7,500-£15,000)

2 years to 5 yearsGet Quotes >
  • 10 minute online quote, instant decision
  • Money can be with you within 48 hours
  • No arrangement, over payment or early repayment fees
  • Must be aged 21 or over
  • UK Resident with a UK bank account

Representative Example:  The Representative APR is 3.2%, so if you borrow £7,500 over 3 years at a rate of 3.03% p.a. (fixed) plus an arrangement fee of £30, you will repay £218.94 for 36 months and £7,881.84 in total.

£100 to £35,000Good Credit Only9.9%

APR
Representative

1 to 7 YearsGet Quotes >
  • Quick online application - quote won’t affect your credit score
  • Funds in 3 days
  • Early repayment at any time
  • No hidden fees
  • Must be aged 21 or over
  • Minimum income of £15,000

Representative Example: Borrow £7,000 over 5 years at a Representative APR of 10.9% APR (fixed) paying £150.08 per month will result in a total sum of £9,004.90 over the loan term.

£1,000 to £25,000All Credit Histories Considered14.9%

APR
Representative

1 to 5 YearsGet Quotes >

Representative example: The Representative APR is 14.9% (variable).The Representative APR is If you borrow £90,000 over 4 years at a representative 14.9% APR and an annual interest rate of 14.9% (fixed) you would pay £245.80 per month. Total charge for credit will be £2,798.51. Total amount repayable is £11,789.51.

£1,000 to £5,000Fair & Poor Credit59.9%

APR
Representative

1 to 3 YearsGet Quotes >
  • Know if you'll be accepted before you apply
  • Applying won't affect your credit score
  • No fees charged
  • Borrow more later, if you're eligible
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 59.9% (fixed). If you borrow £2,000 over 2 years at a rate of 59.9 p.a (fixed), you will repay £131.05 per month & £3,145.20 in total.

£1,000 to £20,000All Credit Histories Considered99.90%

APR
Representative

1 to 2 YearsGet Quotes >
  • Interest Rates from 35.9% - 99.9%, depending on the information you provide in your application
  • Fixed monthly repayments
  • Instant Online Decision
  • Must be aged 18
  • Must be UK resident

Representative Example: The Representative APR is 99.9% (fixed) - Based on an assumed loan amount of £1,500 over 24 months at an interest rate of 71.3% p.a. (fixed) you would pay £118.88 a month and £2,853.12 in total.

Although Egg loans are not currently available you may be able to find another lender who suits your needs when looking for a loan here are some features you may want to think about:

  • Fixed rate of interest
  • Low APR
  • An instant decision online
  • No early repayment fees
  • Flexible repayment terms

 

Types of Loan

 

Personal Loans

Also known as unsecured loans are a type of loan that typically allows you to borrow up to £25,000 over a variable time period. Generally speaking the larger amount you wish to borrow the lower the rate of interest, however this does not mean you should take out a larger loan you cannot afford to service or repay.

 

Lenders will advertise their personal loans with a Representative APR however this is not the amount you are guaranteed to get from taking out a loan with them, your actual interest rate will be dependent on numerous factors such as how much you earn and your credit history, they will also take this into consideration when they evaluate how much they are actually willing to lend you.

 

Homeowner loan

If you want to borrow a larger amount of money and are a homeowner a homeowner loan might be better for you. As you have placed an asset (such as your home or other property) as security banks are willing to lend more, usually up to £250,000, however the specific amount any homeowner can borrow will be dependent on an assessment of their financial circumstances and a valuation of the property, or equity if they have a mortgage.

 

Before you apply for a loan

 

As with other financial products like current accounts and credit cards interest rates on loans and other terms and conditions vary hugely between the different plans and lenders. The best option for you is not necessarily the best option for everyone. Therefore shopping around to find the right loan for you is really important, you could use the above comparison tables to look at some of possible options.

 

You may also wish to consider alternatives to borrowing.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.