Elephant Home Insurance

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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
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ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

5 Star home insurance from just £99
10% of all customers buying home buildings and contents insurance with us from June 2017 to August 2017 paid £99 or less (Source: Aviva). The price you pay will depend upon individual circumstances, cover chosen and payment method selected.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline

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£500,000£60,000

5 Star Defaqto award-winning insurer.
Pay monthly at no extra cost (0% APR Representative). Low excess of just £45 (apart from escaping water and subsidence). No hidden admin fees. 'New for old' cover. Age UK Home Insurance is administered by Ageas Retail Limited and provided by a limited panel of insurers.

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 trusted home insurance brands in minutes. 20% of consumers could achieve a saving of £158 with Gocompare.com (based on independent research by Consumer Intelligence during 1 October to 31 October 2016)

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

Is Elephant home insurance right for you?

Elephant do not directly offer home insurance, but instead offer it in partnership with Admiral who provide various levels of cover for your home and its contents.

 

Admiral home insurance offers:

  • Reliable 24 hour emergency helpline
  • Great value with online booking discounts
  • Unlimited Buildings cover no matter which level of cover you choose

 

Elephant Home Insurance in partnership with Admiral

Elephant have teamed up with Admiral to offer flexible home insurance with varying levels of cover at great value.

You can choose from three levels of cover with different features, allowing you to create a tailored home insurance policy to suit you.

 

Admiral

  • Up to £50,000 of contents cover included
  • You can add a range of optional extras to this policy

 

Admiral Gold

  • Up to £75,000 of contents cover included
  • Boiler Emergency cover is included
  • You can add a range of optional extras to this policy

 

Admiral Platinum

  • Up to £150,000 of contents cover included

You will also be covered for:

  • Boiler emergency
  • Home Emergency
  • Family Legal protection
  • Accidental Damage
  • Bicycle Cover
  • Personal Possessions

 

Optional Extras

  • Family Legal Protection, up to £100,000
  • Home Emergency cover, up to £500
  • Boiler Emergency Cover, up to £500
  • Accidental Damage Cover which is available on both buildings and contents
  • Personal Possessions, each item may be worth up to £1000 and you can choose up to £10,000 worth of cover
  • Bicycle Cover, up to £350

 

What type of cover do I need?

If you are a homeowner and you live in the property, you may want to purchase a combined policy which includes both buildings and contents cover as you're personally responsible for anything that happens to your home and its contents.

 

However, if you are renting then you will only need to look at contents cover as your landlord is the person responsible for the structural maintenance. Nevertheless, you should always check the terms of your rental agreement to be sure.

 

If you are already a homeowner, or you are a first-time buyer, you will be aware that buildings insurance is one of the conditions of a mortgage offer.

 

If you have a specialist building such as a home with a thatched or flat roof or a listed building, you may need specialist home insurance. Many providers do offer this option but always check the policy carefully before purchasing if you think this may affect you.

 

Which optional extras you might need will depend on your personal circumstances. Ask yourself the following:

  • Do you carry a lot of expensive possessions around with you?
  • Are you like to need legal assistance and if so would you be able to pay for it yourself?
  • Would covering yourself for emergencies make life significantly easier for you?