Emergency Home Insurance

Emergency home insurance covers you for problems that arise in your home that need fixing rapidly. It can cover the costs of thing that go wrong in the home, which are not covered by a standard home insurance policy. Use one of the comparison services below to find a policy which allows you to add emergency home insurance to your cover:

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Compare a wide range of deals side-by-side to help you find the best cover at the best price.

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*10% of Confused.com home insurance customers saved over £256 against their previous renewal price (Oct-Dec 2012)

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Compare more than 87 insurance companies. 99% of people could save on home insurance and you could save as much as £116.32.
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ProviderBuildings Max Std CoverContents Max Std CoverFeatures:Get Quotes
Rebuild Cost£50,000

40% no claim discount if you have been claim free for five years or more

Smaller discounts apply if you have been claim free for between one and four years. Discount doesn’t apply to home emergency or legal cover options. Minimum premiums apply.

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£1 million£100,000

Over 50s Home Cover - Buildings and contents insurance from £141 a year – 51% of customers who paid annually and took out a new policy between May and July 2015 paid this or even less

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£1,000,000£150,000

Great value 'Defaqto' 5 Star rated cover. £1 million cover if you need to rebuild your home, choose up to £150,000 for your contents cover, 24-hour UK emergency helpline, 12-month guarantee on repairs

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Unlimited£100,000

Up to 20% Online Introductory discount for new customers.

(See terms and conditions)

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UnlimitedUnlimited*

Get a quote today and you could save 15% when you buy online. (Discount includes introductory and web discount, first year premium only. Minimum Premiums apply)

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VariesVaries

Get quotes from over 65 home insurance brands in minutes, 25% of customers save up to £127.23, compare up to 30 policy features at once

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*There is no total sum insured, but other limits apply including single article and total valuables limits.

** Up to 50% offer includes introductory 25% discount applied to annual home insurance premium and not to additional extras. £30 gift card applies when purchasing new combined cover.

***99% of people who had a buildings and contents quote during May 2012 received a discount of at least 15%.

♦ Not available to customers renewing their existing cover

 ****Discount applies when you buy buildings and contents together. 30% combined and 20% online discount deducted consecutively. Excludes optional covers. Minimum premiums apply. New customers only.

A home emergency insurance policy can protect you from:

  • Plumbing and draining damage
  • Boiler and heating failure
  • Electrical problems
  • Pest invasion 

We strongly advise you to take the time to check that home emergency insurance is right for you. You may find that your buildings and contents insurance already cover the majority of damages that you wish to have protected, so take a look at your policy.

If you are considering home emergency insurance, you may want to think about a few key points:

  • Find out if you already have the cover you need with your buildings and contents policy.
  • Make sure your policy provides you with same day payments for repairs.
  • Compare the market using our service and find the best home insurance quote out there for you.
  • Make sure that you are not paying for extras that you don’t need as it could become more expensive than it needs be.