Statistics show that empty houses are more likely to be at risk from dilapidation and vandalism, so empty home insurance could have higher premiums.
Empty home insurance may not be included in your buildings and contents policy, so be sure to check with your insurance provider that you are covered if your property is to be unoccupied.
You may also need to check for cover if your house is undergoing maintenance or repairs and you are unable to live there during that time. You will need to think about cover for equipment and materials as well as public liability cover.
If you are searching for empty home insurance, you may want to think about the specific things you will need to obtain cover for. Because empty home insurance is a specialist form of home insurance, some insurers may offer you the chance to tailor the policy to suit your individual needs. Compare a few prices on empty home insurance quotes to find the best deal for you.