Endowment Surrender
Endowment Surrender
Endowment surrender back to your insurance company is an option you have if you wish to cash in your policy before maturity. When you request a surrender value, in many cases you will get a valuation based on what you have invested and not much else.
If you are considering endowment surrender, it is worth getting a quote from an endowment buyer as you may get up to 45% more - Selling rather than surrendering may give you a better return because:
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Buyers like endowment policies because they have potential eventual value over long periods, and have other features like partially-assured growth and tax benefits.
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Overseas institutional investors have boosted demand for endowment policies recently.
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You could get 45% more by selling your policy through a specialised buyer than you would from an endowment surrender.
To get a quote for selling your current endowment policy fill in our enquiry form.